Archived
I just recieved and outstanding balance notice from my lender (PNC Bank) after my short sale can I be sued for this?
Mark's answer
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Answered on September 08, 2010
First, do not kick yourself for having sold. You did the right thing.
The bad news is your short sale seems to have not terminated your...
Archived
Received Proceedings Supplemental and Notice to Appear for previous lawsuit.
Mark's answer
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Answered on September 08, 2010
You need not wait for a court date, but if the other side won't talk to you at all or won't do anything that will work for you, then do be sure to...
I filed a claim of exemption for a wage garnishment. Case status says: Case Stayed. What does that mean?
Mark's answer
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Answered on September 08, 2010
Stayed means it's in a holding pattern. For the creditor to get more money, he would need to get a judge to remove the stay.
Archived
How to get someone who owes me 25K to pay?
Mark's answer
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Answered on September 03, 2010
You need to sue, plain and simple. And if you can't find him, there are means of "substituted service" available in Florida law if someone isn't...
Archived
Can a Bank collect on a mortgage that has been discharged 3 years ago?
Mark's answer
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Answered on September 02, 2010
The debt that underpinned this lien seems to have been discharged. The lender should drop the lien without the necessity of a quiet title action...
Archived
Is a bank a federal agency? why cant they garnish a s.s. or disability check?
Mark's answer
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Answered on September 02, 2010
A bank is not a federal agency. Thankfully, even the GSEs (Fannie and Freddie) are not federal agencies. Sallie Mae is a federal agency, as is FHA...
Archived
Am I responsible for business debts my spouse created?
Mark's answer
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Answered on September 02, 2010
The key question is likely to be how the monies were applied. If he was obligating the business but embezzling the funds for his own use and you...
Archived
Sued by orginal Credit Card Company
Mark's answer
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Answered on September 02, 2010
You can settle at any time. If you have been sued by the original creditor, the key question is did the account go delinquent more than four years...
Archived
2nd Mortgage signed doc to not pursue deficiency from short sale, dunning ltr from junk debt buyer, what is my course of action?
Mark's answer
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Answered on September 02, 2010
Releasing the mortgage gets the property off the hook.
Canceling the note would get YOU off the hook.
Which is not to say that you need to...
Selected as the best answer
Archived
How can I get a copy of my credit report without updating my address and employment information?
Mark's answer
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Answered on September 01, 2010
You're frankly not going to get a credit report without giving up the requisite information unless you can do so with the connivance of someone in...
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