Archived
Is it possible to get a Default Judgment from a Credit Card Company Vacated or Dismissed as part of a settlement agreement?
Mark's answer
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Answered on September 10, 2010
Satisfied means it's dead, done and gone and that's the most usual means of quieting a judgment, regardless of whether it's being paid in full or...
Archived
How can I find out if a law firm has purchased and for the amount our 2nd mortgage written off by our bank?
Mark's answer
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Answered on September 10, 2010
If the debt has been sold, the pleadings should clearly identify the purchaser as the "assignee" even if the original creditor's name remains on...
Archived
Can I call the person at work concerning a bill but not say why calling?
Mark's answer
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Answered on September 09, 2010
In fact telling the person taking the message ANYTHING about why you're calling could violate the FDCPA or HIPAA. Name and number would be OK (and...
Archived
Wife has meical bills is husband liable
Mark's answer
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Answered on September 09, 2010
Not being a New York lawyer I can't opine directly on New York law. Some states still recognize the "doctrine of necessities" (or necessaries) that...
Archived
No recourse stamped on loan
Mark's answer
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Answered on September 09, 2010
It may say "no recourse" on that stamp, and there may be a signature ... but many's the slip twixt the cup and the lip. To be absolutely protected,...
Archived
I have a judgement against my bank account(s),I was told for 1 year, what happens to me and the accounts after one year?
Mark's answer
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Answered on September 09, 2010
Typically a bank account that has been frozen is later levied on and partially or completely wiped out by the judgment creditor's claim. But...
Archived
If someone has a judgement against me and I do not enter an agreement to repay, can they just take my car from me?
Mark's answer
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Answered on September 09, 2010
In bankruptcy, a car worth up to $3225 is completely exempt from creditors' claims. The state exemption is $1k, but you have other exemptions that...
Archived
What should I do after receiving a collectin letter from a law office?
Mark's answer
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Answered on September 09, 2010
There are law firms ... and there are things that wear the mantle, but should really be treated as a collection agency, not a serious contender for...
Archived
How can I fix my credit with past rent owed? Do I have no choice but to pay via a collection agency, and pay their own fees?
Mark's answer
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Answered on September 08, 2010
"Buffalo type" collectors are now common in locales other than Buffalo ... you need to know whether the complex's owners still own the debt. Debt...
Archived
Can i open another bank account in another bank, if my original bank account was froze from a judgement.
Mark's answer
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Answered on September 08, 2010
You can open an account elsewhere ... some folks have found that smaller, newer banks in neighboring counties (or even a bank that's out of...
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