Archived
2nd Mortgage signed doc to not pursue deficiency from short sale, dunning ltr from junk debt buyer, what is my course of action?
Mark's answer
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Answered on September 01, 2010
The wording of the letter may help or hurt your case, but ideally you would have received the canceled note ... if you got that in hand your debt...
Archived
I won a judgement of $5300 from a person on 7/30/2010 what is the best way to collect this money legally .
Mark's answer
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Answered on September 01, 2010
With a judgment that has not been appealed, you are loaded for bear already. You need only make sure that your debtor fills out a form 1.977 "fact...
Archived
Sheriff Collection Process
Mark's answer
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Answered on September 01, 2010
There is probably a step between the judgment and the sheriff. That step is called "post-judgment discovery in aid of execution" or the like. It's...
Archived
In PA, can a judgment against a deceased husband be executed by forcefully entering the widow's home that husband did not own?
Mark's answer
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Answered on September 01, 2010
By not putting his estate into any form of probate, you have not curtailed the rights of creditors to pursue his property, which includes his...
How do I find out if a builder filed bankruptcy?
Mark's answer
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Answered on September 01, 2010
If the builder has actually filed bankruptcy, it's public record. There will be notices in a local newspaper, and there will also be a record that...
Archived
A collection agency is reviving an old judgement. Is it too late to just pay the debt?
Mark's answer
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Answered on September 01, 2010
If you mean by your question that you would want to pay just the underlying amount that occasioned the court action and not the interest and costs...
Archived
Does a person need to respond to a lawsuit filed for debt collection if the debt has been paid
Mark's answer
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Answered on August 31, 2010
Unless the suit has been withdrawn, yes. The defense would be something on the order of "accord and satisfaction" or "settlement".
Although it...
Archived
Can a new mortgage servicer report to the creidt bureaus after a chapter 7 discharge?
Mark's answer
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Answered on August 31, 2010
If they report, they must report IIB with a zero balance owed. The problem you're describing is a common one, and the solution is ultimately an...
Archived
If you are make a pmts on a loan/cc but the pmt is less than the minimum amount due can that company consider you in default?
Mark's answer
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Answered on August 30, 2010
Yep.
But the attorney may or may not be the real deal. And even if he is the real deal he may not be able to reach out and touch an Arizona...
Archived
Fair Credit Protection Act protects joint account holders when co-debtor files chapter 7 bankruptcy?
Mark's answer
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Answered on August 26, 2010
I would hate to gainsay anything your Chapter 7 attorney told you, but as a practical matter I would expect that even though an adverse action...
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