Judgment was entered by a collection agency many years they then sold the debt to someone else. Is the judgment still valid?

The judgment may still be valid and enforceable, but the new owner may not have recorded an assignment of the judgment with the clerk of the court...

Can debts that are 10 years or older, suddenly show up on my credit report.

Defaults can be on your credit reports for a maximum of 7 years after the date of last activity (DOLA), which is typically the date 180 days after...

Okay, in addition to the excellent answers that you have already received, it's possible that no monies were ever disbursed on the loan to your ex...

If you do not want to take any action against them you might start off writing them a validation letter. That will require them to provide you with...

Is the 3-yr SOL grandfathered in if I am being sued on a credit card debt that was over SOL before new law in 2011 to 6 yrs?

Limitations questions are among the thorniest. Not only are there issues of potential tolling and restarting of the statue of limitations for...

Bankruptcy courts are no-nonsense places. If you make your claim there and prove it was some sort of intentional conduct to deprive you of your...

Is it slander or defamation of character to make a post on social media warning fellow businesses of a dead beat shop?

I'm not going to greenlight this by any means, but the FDCPA would have no application to a comercial debt. Libel is printed falsehoods....

So long as you are a debtor, someone who is legitimately hired to collect on that debt can pull your credit for purposes of "account review" (which...

Can a NY lawsuit affect me since I reside in FL?

The FDCPA requires them to sue you where you live or where you signed the contract. The better practice is to sue you where you live, because...

1977 motorcycle, that has been purchased 150.00. Used bike as collateral for loan back in 1996. I want to remove lien....how?

Some states are more helpful than others. Washington for instance has a helpful rundown on the options in that state, which should be similar to...