What steps do I need to take to remove an 6 year old judgement against me since a "debt buyer" has purchased my remaining debt?

After all this time, you are never going to remove, dismiss or vacate the judgment. You will need either Chapter 7 or Chapter 13 bankruptcy to get...

Tennessee has a bad reputation as a state that doesn't give debtors much of a break. So I think it's important for you to see a consumer rights...

Am I still accountable for a debt that I haven't voluntarily made a payment to since 2004?

Judgments typically acquire a new and much longer statute of limitations once they are rendered. They are also typically renewable, and in some...

How do I file a bank garnishment to an out of state bank?

The judgment needs to be domesticated to Michigan under the UEFJA by filing an exemplified copy in the county where you hope to levy on the bank...

I need a lawyer that does judgements recovery

You need to talk to a Florida-licensed attorney who understands the handful of legal mechanisms that can be used to collect from a Florida debtor,...

Debtor not paying: Should I obtain a Writ of Execution or Garnishment? Or Lien? Confused by the best option

There is no hard and fast answer without knowing more about the debtor: If the debtor's working, garnishment is a good choice. If you know...

Selected as the best answer

A collections agency placed a debt on my credit report and then removed it. Now 6 months later they have placed a new debt on..

Disputing is a good first step. If the collector sees that you have disputed you should receive a call or mail from them. At that point you can...

Would this fall under statute of limitations for credit card debt?

It depends on whether the cardholder agreement chooses the laws of a different state, which state that is, and whether Washington is a "choice of...

Can collection agencies do this?

You've run into Buffalo-type collectors and they will stop at nothing to attempt to scare you, particularly if you have shown that you can be...

How long is Delaware's statute of limitations for credit card debt?

I'm with the first two attorneys who answered, this seems more illegitimate than legitimate. Many, many abusive collectors attempt to convince you...