I suspect you are the same poster who indicated that this is a business debt out of Iowa and asked whether they could sue you up there, etc. If...

Debt collector from another state threatening to sue for a debt obtained in my home state, but wants to sue from his state.

When a debt is a business debt rather than a consumer debt you lose a lot of the legal protections that consumers get from statutes like the FDCPA...

I have a credit card debt over five years old that they keep selling. Collection agency is threatening lawsuit. I opened

There is brand new case law out of the Sixth Circuit that trying to collect from you after the statute of limitations has run can be a violation of...

Debt collection

If your situation merits bankruptcy then by all means go ahead with it. If, however, you have the ability to save up some money and do not need...

Can payday collectors tell me that I committed bank fraud if I don't pay on the loan?

You're living in the breeding cesspool of abusive collectors, so you can expect to hear anything and everything from them, most if not all of it...

I recently got a letter from a collection lawyer for an old credit card debt that will fall off my credit report in 4 months.

Typical state statutes are written so that either or both of paying on the debt or acknowledging it in writing will reset the SOL clock. If...

Collecting a judgment

There will still be a lot you can do by mail or by having a trusted friend walk paperwork into various offices. But in the end the only substitute...

I defaulted on a Capital One card about 10 years ago.

Generally things that get dismissed have a limited time to reopen them, regardless of the statute of limitations. There are really too many...

I have not made payments to my unsecured creditors so that the three year SOL would run out. I simply did not answer their mail

It's going to cost you about $3,000 to file Chapter 7 and you'll have played a card you won't be able to play again for another 8 years. If...

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