Questions answered by Mark Hankins

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Am I responsible for a bill that my ex-husband was ordered to pay, (I am being sued for it) in West Virginia?

Mark's answer | Answered on November 24, 2009

Divorce decrees do not affect the ex-spouses' contractual responsibilities to third parties. You can, however, cross-claim against your spouse in...

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If i have a judgement in california and now live in texas can a creditor levy my bank account?

Mark's answer | Answered on November 24, 2009

There are two scenarios where such a result is possible: One is that your bank has branches in California, allowing the creditor to use its...

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Lawyers retainer says he does not have to collect judgment but does he still get 40% if I have to do the collection myself?

Mark's answer | Answered on November 24, 2009

The lawyer has still earned her fee; however a lawyer who is not going to pursue the judgment debtor is also a lawyer who doesn't believe there is...

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What happens when you dont pay off credit card?

Mark's answer | Answered on November 23, 2009

You are in Texas, reputedly the most debtor-friendly state in the nation (perhaps tied with Florida). The Texas Finance Code provides you...

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Unemployed and collecting unemployment. Am I good candidate for Chp. 7 Bankruptcy?

Mark's answer | Answered on November 23, 2009

I can't opine specifically on North Carolina law, but I can share some tips. Actually, you may want to consider holding off filing. North...

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I had a credit card, with a 200.00 limit. I was paying it, until my son, Joshua, 15 went into the hospital for 5 mths.

Mark's answer | Answered on November 23, 2009

I'm a little surprised that no one has commented that this was a card with a $200 limit! Perhaps First Premier, Orchard, or another "fee harvester"...

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Medical debt - collection agency asking for money even though hospital mailed statements to me with $0 balance.

Mark's answer | Answered on November 22, 2009

Mr. Petersen's response is sound. Their charging off the account and your ongoing responsibility for it are two different things. However, if the...

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There was a lawsuit file against me from b of a credit card debt from 2002? what shall i do??

Mark's answer | Answered on November 20, 2009

I can't opine specifically on Texas law, but chances are the statute of limitations is long past and you can win the case using that as an...

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I am being garnished; can i dispute.

Mark's answer | Answered on November 20, 2009

Georgia is an easy place for creditors to garnish. The result is that comparatively more Georgia debtors choose bankruptcy.

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How should I respond to a Summons/Complaint for Credit Card Debt?

Mark's answer | Answered on November 19, 2009

CCCS is probably not going to help you in court. You need a lawyer, either one you hire or one you get through legal aid or a nearby law school's...

Mark Hankins's Answers (1930)

Am I responsible for a bill that my ex-husband was ordered to pay, (I am being sued for it) in West Virginia?

If i have a judgement in california and now live in texas can a creditor levy my bank account?

Lawyers retainer says he does not have to collect judgment but does he still get 40% if I have to do the collection myself?

What happens when you dont pay off credit card?

Unemployed and collecting unemployment. Am I good candidate for Chp. 7 Bankruptcy?

I had a credit card, with a 200.00 limit. I was paying it, until my son, Joshua, 15 went into the hospital for 5 mths.

Medical debt - collection agency asking for money even though hospital mailed statements to me with $0 balance.

There was a lawsuit file against me from b of a credit card debt from 2002? what shall i do??

I am being garnished; can i dispute.

How should I respond to a Summons/Complaint for Credit Card Debt?