Judgements

A judgment from another state is enforced by filing it in your locale under the UEFJA or by the older, more cumbersome method of filing an action...

Have you ever heard of Palisades Collection, LLc/Sherman Acquisition or Leading Edge Recovoery Solutions, LLC?

Sherman Acquisition is now LVNV Funding. Palisades and Leading Edge are both collection agencies ... Junk Debt Buyers rotate collection agencies on...

Assuming they haven't sued and don't try a "phantom payment" argument in court, the statute of limitations on the credit card is no longer than 5...

Can a collection agency discuss a debt with anyone other than the person they are trying to collect from?

A collector who is covered by the FDCPA may contact a third party (neighbor or relative) ONLY to attempt to gain contact information with respect...

If a judgement is filed against me?

Typically after judgment you would be asked to provide information under oath regarding your finances. If everything you own and earn is exempt...

Is it a safe to pay a collection with a prepaid debit card

You need to do quite a bit of due diligence before you even consider paying. 1. Does the client they represent actually, provably own the...

Can debt collectors find out that I have found a job? I have avoided payments on cc's and loans because of unemployment.

Georgia is an easy place for creditors and a hard place for debtors. Bankruptcy rates are toward the higher end of the range because debtors need...

Can I sue the credit card company if they gave her a credit card in my name which she signed up for online?

The FACT Act would give you some identity theft protections, but as a practical matter you need to divorce her if you want to have any hope of...

Wy wife's father passed away recently and defaulted on his mortgage. We have been named in a civil suit to collect. Liabiltiy?

What happened is common practice. The bank that is repossessing the property needs clear title, therefore anybody who arguably could have a claim...

I requested a validation of debt from a collection agency collecting for another collection agency who was collecting for

It's likely that what you've identified as a "collection agency" in the middle position of your question is actually a Junk Debt Buyer. If the...