Archived
I got a ticket over 3 years ago, and they are trying to collect for it, should i pay? it's off my record so why should i pay?
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Answered on November 27, 2009
Although some jurisdictions farm out collections on fines to private collection agencies, the jurisdictions typically never sell those debts. That...
Archived
I sold primary home & forclosed on a rental. Now debt collectors calling. What can they do to me w/ foreclosed 1st or 2nd mtg?
Mark's answer
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Answered on November 27, 2009
Millions of former homeowners and small residential real estate investors are in the same boat. The answer to what will ultimately happen with vary...
Archived
I got a citation on a crdit card that I have not had or used in 5 years or longer. saying I owe 6879.61 taking me to court what
Mark's answer
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Answered on November 26, 2009
Robert and Michael are Texas lawyers and I wouldn't disagree with anything they said. What I would mention is that in states where payment can...
Archived
Question re: charged off debts and collection agencies' purchase of these debts...NJ
Mark's answer
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Answered on November 24, 2009
New Jersey is a tough place to be a debtor. Not only do you have special civil court where the public functionaries who chase your assets get...
Archived
What is progress rep restitution
Mark's answer
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Answered on November 24, 2009
Probably a progress report on how the inmate is making (or not making) court-ordered restitution to the victim.
I had a car loan with nissan motor acceptance and the car was returned as a voluntary repo.
Mark's answer
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Answered on November 24, 2009
Georgia is a tough place to be a debtor because wage garnishment is very easy for creditors to do there. Nonetheless, there are technicalities in...
Archived
Do I need an attorney
Mark's answer
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Answered on November 24, 2009
ID Theft can be a good defense to a credit card lawsuit. You need an attorney, period.
In your area Edelman and Combs has a good reputation.
Archived
Is there a statue for old cell bills in PA even if the contract was broken?
Mark's answer
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Answered on November 24, 2009
There is case law developing that the statute of limitations for phone bills is only two years by federal law.
However, you need to consider...
Archived
What is the statue of limitations in iowa on a credit card?
Mark's answer
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Answered on November 24, 2009
I can't opine on Iowa law but one link I found says 5 years unless it's viewed as a "written contract" (which credit card agreements typically...
Archived
Debts
Mark's answer
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Answered on November 24, 2009
If you are out of the U.S. it greatly complicates their efforts to collection. It CAN happen but it's rare, especially for smaller amounts like...
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