Hello I live overseas for almost 6 years and planning to return. I ran my credit report and found a judgment against me.

It's gives the judgment creditor the power to levy or garnish subject to exemptions, not without limitation.

Can I combine foreclosure and bankruptcy?

Depending on the value of your home and the balance of the first mortgage, you may be able to strip the second mortgage in a bankruptcy and then...

If they have been acquired and are still doing business as the former company, likely suing the new company will be required. The new company...

I am head of household, my husband lost his job, can I stop garnishment

While I agree with both of the above ( i.e., need more info) generally speaking, those who provide more than 50% of a household's income and...

Florida. National Collegiate Student Loan Trust

I agree with most of my learned colleagues answer. I am familiar with this debt buyer and it's counsel. We still defend and sue back on these...

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Can a third party debt collector Collect on a credit card when I had no agreement with them? They haven't original contract.

There are other defenses to the case-securitization of the original debt; standing; failure to give proper notice of the assignment. All can be...

Can I sue my creditor/ Mortgage service for harassment?

This fact pattern appears that violations of both the FCCPA and the FDCPA. Gather your notes, your voicemails, and contact a consumer law attorney...

A collection agency has been given my account for collection. Someone told me that they contact my bank for my information for g

This sounds like an aggressive debt collector. Most that start talking to third parties - banks, family, co-workers, etc. - without a judgment...

Can a person who has a judgment against you in small claims court force you to sell your car or home in Florida?

Per the Florida Constitution, your homestead is fully exempt from a non-consensual creditor, such as the one you describe. Your automobile is a...

Bankruptcy lawer said we would be in the house for few years thru forclouser & the trustee sold the deed . now i have to rent it

Another way to combat this trustee "sale" is to claim the homestead as exempt....of course you would then lose your wild card exemption. In the...