How is it possible to tranfer real property that is under lien?

Further, even if the lien were valid, that does not mean the property canny be transferred, it is just transferred subject to the lien, if valid. ...

You still owe the loan LESS the value of the collateral. An important detail.

I'm a teacher and get paid 1650 biweekly because I don't get summer pay. Would I still qualify for head of household exemption?

Yes, you have not identified if you are primarily responsible for the financial care of a minor. Being the obligor or guarantor does not control...

How can I stop my lender from harassing me to reaffirm, 8 years since discharge, and a recent modification ?

Technically, failure to re-affirm is a basis to foreclose. They cannot, however, come after you personally for the debt.

A collection agency is calling me. Don't they have to send me a letter?

They must write you letting you know of you validation and verification rights within five days of the initial communication (assuming the initial...

Can a collection agency y change the amt. due after 16 months? (This is not interest of any sort).

Do you have the original agreement in writing? If so and you have proof of payment thereafter, sounds (based upon this limited representation)...

According to Florida law, can a hospital or collection agency put a delinquent bill on your credit report that is paid on mthly?

Medical debts that are past due can be reported as past due, if true. If, however, you reached an agreement to pay the amount due (and were...

I got this back from the bankruptcy court does it mean all debts on my petition will be discharged? Is it all clear for dischg?

That is not your discharge, no. It will be clear; reference Section 727 Orr 1328.

Can PMI get a deficiency judgment after a foreclosure and bankruptcy?

Technically, if the do not have notice of the bankruptcy, yes. Practically speaking, if you give them notice (ie, amend schedules to include) no,...

Seeking an NACA Attorney to Sue Portfolio Recovery Associates, LLC (PRA) for Violations of the FDCPA and Florida Law

I have dealt with PRA before but would need to know more about the theory of your case before being able to commit and possibly move forward. ...