I'm afraid of getting a judgement before I have the money to file for bankruptcy. Do Judgements disolve with chapter 7?
Ian's answer
|
Answered on December 09, 2012
Bankruptcy does not dissolve a judgment; it in all likelihood does discharge the debt. Typically, there is no irreversible damage from a creditor...
Can we use our 401k to pay off the chapter 13 plan since we are paying our creditors 100 percent?
Ian's answer
|
Answered on December 09, 2012
Generally speaking, yes. Division by division you may have to ask the court for an early discharge, but you can us otherwise exempt funds to pay...
Archived
I received a threat phone call stating that i have a warrent against my name and social security can this be true?
Ian's answer
|
Answered on December 09, 2012
The Florida Consumer Collection Practices Act will also prohibit this conduct, even if undertaken by a first party creditor. The only time a...
Can a debt collector sue on behalf of a creditor ?
Ian's answer
|
Answered on September 12, 2012
It depends on if the law firm/debt collector is a debt buyer and actually bought the debt, or if they are merely providing contracted services. If...
Archived
My bank received a subpoena from my credit card co, what should i do?
Ian's answer
|
Answered on September 12, 2012
To clarify, you received a subpoena or summons? While you need to appropriately handle both, each has different consequences. If you have been...
Archived
It was my intention to keep the house without any consideration of a short sale or anything else that may call for me to exit it
Ian's answer
|
Answered on June 05, 2012
You should contact an attorney. You have time to formulate an answer and try to work through the issues. It is best to try and set up a...
Archived
I have been summed for an uncollected debt. I would like to paid this debt. what should I do next?
Ian's answer
|
Answered on April 02, 2012
I agree. Ask for the payoff in writing. Upon receipt, if you do not understand all that is listed as part of the debt, you can ask to speak to an...
How can I fight this medical overcharge bill?
Ian's answer
|
Answered on April 02, 2012
If the debt has been turned over to a third party debt collection, you can dispute the validity of the debt under the FDCPA (1692g). Do this in...
Archived
Paying judgement in full
Ian's answer
|
Answered on February 19, 2012
I agree with Mr. address - the lien does not stay. If this is a consumer debt, the creditor/lien holder need be careful in making sweeping, false...
Archived
Can I charge a fee for cancelling a small claims suit before the court date on a construction (painting) project?
Ian's answer
|
Answered on February 19, 2012
Filing fee and service of process fees are costs that are recoverable, if provided for by contract or statute. I would be careful threatening fees...