Archived
What are the different types of bankruptcy ? I have been thinking of filing bankruptcy but need more info
William's answer
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Answered on January 03, 2017
You'll be CH 7 or Ch 13 assuming you aren't a farmer or fisherman. You really do need a lawyer though there has been so much activity in BK over...
In Florida If you have a civil judgement against you. For court & fines. Collection has it bankruptcy help
William's answer
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Answered on January 03, 2017
We get rid of judgments to get people's DL's back all the time. You might need to square up a little bit this the DMV but a BK will be a huge help...
Archived
What would my best option be on handling excessive ($80K) credit card debt? I am 67 years old and on SS as my wife
William's answer
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Answered on January 03, 2017
SS cases are typically very easy and inexpensive (typically). Go meet with three BK lawyers. You sound like a great candidate. Also, if you...
Archived
I have a charge card I owe money on. It was issued by the same bank that holds my mortgage. Is this a problem?
William's answer
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Answered on December 28, 2016
Not usually but sometimes Credit Unions do crazy things. Also Wells Fargo can kind of be a pain when this happens but it usually just takes a...
Archived
How do I discharge a default judgement that has expired without letting them know?
William's answer
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Answered on December 28, 2016
If you have filed bankruptcy and gotten a discharge. Then just file a suggestion of BK in that state court case.
Archived
When I file bankruptcy Chapter 7. Will that also dismiss amount I owe to home shopping networks directly
William's answer
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Answered on December 27, 2016
The short answer is "probably yes as long the charges are 90 days old"
Archived
Hello,
I have stuff on my credit report from 5yrs ago or longer and they won't take a settlement or remove it what do I do.
William's answer
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Answered on December 27, 2016
If you owes more than 10k, it's worth it to meet with a bankruptcy attorney. Don't fall for the credit consolidation scams!
Archived
Ordered Status Conference
William's answer
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Answered on December 09, 2016
No. I wouldn't worry about it. As long as you have your discharge, there isn't much to even think about over this one.
Archived
How do I determine the amount to pay my creditors under a chapter 13 plan
William's answer
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Answered on December 05, 2016
The formula is EXTREMELY complicated. The Trustee will try to get every penny out of you that they can. You really need and attorney.
They...
Archived
Should I reaffirm my mortgage after my Chapter 7 Bankruptcy?
What are the implications of not doing it on when I relocate.
William's answer
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Answered on December 02, 2016
I think everyone has given you great answers. I just wish to agree. The short answer is "no."