Can I claim bankruptcy on subsidized and unsubsidized educational loans worth $44,000?

There is a strategy though to go into a CH. 13 and pay the student loans through there. That way your payment could be low and you'd have 5 years...

Will the automatic stay in chapter 7 bankruptcy protect my child from the "meal of shame"?

The practical answer is that you have an argument that they should stop giving the "meal of shame" when you file. So, if you list them as a...

Yes, this is a good idea for you. Often times in accident cases they come after your driver's license if you don't have money to pay them. Also a...

File for bankruptcy, let the debt fall off her credit report or try to pay it off?

If your mom has no significant assets, I'd tell her to look into BK very seriously. While creditors can't get to SS funds, the harassment is...

When can I file bankruptcy again after I filed chapter 7 in 2009 and now my home is in foreclosure

Yea you can file a CH. 13 and use the Court's modification program to save your home. It works very well.

Why did I receive a file for a proof of claim letter? My bankruptcy was discharged in Florida on Sept.21 2016.

Here, where you filed, the Trustees go after the creditors that the wrong things while trying to collect a debt from you. I bet they asked you a...

Does this mean it was discharged in bankruptcy or that they sold it to collection agency and is this a violation of stay?

Send the collection agencies copies of the Discharge and just tell them that the original debt was listed in a letter. This might the simplest way...

How do I know which state to file bankruptcy in if I own property in another state than my primary residence?

You'll file here. The only real question you need to look at is the equity in your uncle's home as compared to the Kansas exemptions. If there is...

What debt is covered in bankruptcy. i.e. child support, IS NOT. What about credit cards and other such monthly payment debts.

I always tell people the general things that aren't covered but can be addressed are secured payments like cars and houses. You can use BK to...

Can I

I've handled cases for people much younger than you are who bounce back in just a couple of years. This sounds to me like a case where you really...