Timing is very important in BK. Once there is nothing holding up your case, he/she should file right away. However, if he/she waiting on certain...

Can I dispute the garnishment of my pay due to a car that was voluntarily repossessed 12 years ago

If you have this problem and other debts, go get some bankruptcy consultations. That would stop the garnishment in it's tracks if you file BK.

If I file Chapter 7 bankruptcy, do I list my accumulated sick time as an asset and apply an exemption?

If you have that as an issue, I think your case warrants speaking with attorney. I'd be willing to guess there are things out there that you'll...

Can I afford bankruptcy if a collection agency is suing me and what are my options?

Yes, BK will do the trick and knock out your other debt. too. Go meet with more than one attny. You'll find we are flexible with payment...

Our district where you would be doing this is getting kind of picky on these things. There are real simple ways around this and whatever attorney...

How do I deal with past judgements without filing bankruptcy.

If you have a few judgments, it's going to be cheaper and easier to file BK than fight them individually.

Only if you personally signed on the debit, you might have to pay it. Lots of factors to look at. Take a couple free consultations.

How much should I settle for if I am the victim in a car accident in which I was hit from the rear while at a stop light.

You really do need a lawyer. We are talking a difference of 17500 here....isn't that worth hiring someone?

They certainly can but it's rare b/c if you've filed BK, then you probably don't have any other debt.

Why have this worry for 10 more years? Go consult with a BK attorney. Hopefully you can do a Ch. 7 and put this behind you in 90 days.