There is a garnishment on our bank account from a judgment in 2007.No one knew where the account came from is this legal ?

It is not possible to give a full answer to your question given the facts you cite -- or to suggest a course of action (since the amount owed may...

Can a collection agency or their lawyer call themselves "creditor"?

My colleagues give very insightful and correct answers.

I generally agree with my colleague but with a caveat: the old adage that "possession is nine-tenths of the law" does hold true in many parts of...

After a Ch.13 Bkrpty has been officially discharged, is there a law that says it HAS to remain on my credit reports for 7+yrs?

I agree with my colleagues. There is no law requiring reporting, but most reporting bureaus do it as a part of their business model -- which is...

Water bill for a condo bldg was unpaid due to municipality's error. Now the accrued balance will bankrupt the Assn. Can law help

There is not sufficient information given to know whether a bankruptcy filing is appropriate, but if the sole issue is the water bill (even if it...

Collection Agency attempting to collect discharged debt - Chapter 7

Call your lawyer again. There is a motion your attorney can file that the collection company, based upon the facts your recite, will likely have...

Fee Question with regard to converting from CH 13 to CH 7.

Answers given by my colleagues are, in general, correct. With one caveat they would not know about: As a case filed in the Southern District of...

In Alaska, can a collection agency garnish a debtor's wages if they are making regular payments?

Ms. Bunce is correct -- and getting a lawyer involved who understands your state's exemption laws is critical to whether your garnishment will...

In FL if I surrendered a home as part of Chapter 13 bankruptcy, can the bank hold me responsible for attorney fees, tax, ins. ?

My colleagues answers are spot-on. Talk to your lawyer to ensure everything is as it should be however, and to assist you if anything needs to...

Our house in Florida is titled to me, my wife and our adult son. My wife is divorcing me. Can the court force the house sale?

It is entirely possible. There are more moving parts to the question so you know -- including how the ownership is listed, whether there is...