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David Lloyd Merrill's Answers (629)

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I hire a lawyer, paid all fees to have him file Brankruptcy, chapter 7 since Feb. 2014, still no 341 meeting as of yet?

David's answer | Answered on June 09, 2014

I agree with my colleagues but would add -- and I hate to "go there" but it may be warranted based upon the facts you recite -- that you may need...

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I filing bankructy chapter 7.was.discharge.10/21/2010.but I still make payments on my 1 mortgage.on

David's answer | Answered on June 06, 2014

If I understand your question, you are asking if you can settle the total debt with your second mortgage company and still keep your house if you...

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I am wondering if after discharging in Bankruptcy, Chapter 7, I would be able to open a new checking account,

David's answer | Answered on June 06, 2014

Mr. Schwarz is spot on -- they are telling you THEY will not reopen an account, but plenty of banks will. Be certain you include any overdrawn...

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Convert Bankrtupcy Chapter 7 to 13

David's answer | Answered on June 06, 2014

Conversions are modestly common in bankruptcy. Note, however, that completing a Chapter 13 case is a VERY complicated process and should never be...

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I wanted to ask you.is that credit repair sites are accurate and real??

David's answer | Answered on June 04, 2014

I have been told that there are some of these companies that exist that are legitimate, BUT there are lots of shysters out there as well. Here's...

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A client of mine filed Chapter 11 and did not name me as a creditor. Client continues to pay monthly. What should I do?

David's answer | Answered on June 04, 2014

The "X" factor I hear in the question posed relates to what type of services are you talking about. Some services (professional services of most...

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Ex Wife Filed Bankruptcy and Debt Related question

David's answer | Answered on June 04, 2014

Notice is the big issue in bankruptcy first and foremost -- but a close second in the running is what chapter was filed and what happened during...

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How do I get a title loan lender to take back my car after Chapter 7?

David's answer | Answered on June 04, 2014

Fascinating. As a practical matter I would make sure you have everything -- including your license plate - that you own removed from the car. ...

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I am being sued by a credit card company. If we are going to file bankruptcy ourselves, should I contest it or agree with it?

David's answer | Answered on June 04, 2014

I agree generally with my colleagues, but be careful about doing a general denial without support for what you are denying -- those can (and...

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How can I get my ex to pay off debt in collections that is affect me?

David's answer | Answered on June 03, 2014

My colleague's answer is spot on, but i would add that you MAY have a basis for suing your ex and getting a judge to force him to pay. It is tough...