Archived
If a judgement is 12 yrs old. Can the collection agents hire someone from different state to collect?
Jonathan's answer
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Answered on September 15, 2018
Well, need to assess whether they are following the law and whether the amounts sought are proper. There are a lot of defenses, including possible...
Archived
I got a call yesterday saying I owe almost 4000.00 dollars on an account from 2011 for a computer they said if I didn't pay i ja
Jonathan's answer
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Answered on September 14, 2018
For one, they couldn’t press charges on a civil debt.
Second - you could have a case against this debt collector under the Fair Debt Collections...
I need help figuring out what I am being asked to do or of.
Jonathan's answer
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Answered on September 14, 2018
If you are referring to the Plaintiffs Attorney (Bank of NY) and the property in question is in Florida, then you don’t need to contact a NY...
Archived
Will I need to travel to Jacksonville to meet with you and Can I still file bankruptcy?
Jonathan's answer
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Answered on September 14, 2018
Before you consider bankruptcy since you essentially are judgment proof (meaning, the creditors cannot garnish your wages),
Have any of these...
A possible scam from area code 844
Jonathan's answer
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Answered on September 14, 2018
Did the guy say what company he works for? Is this a debt collector? Get the company name.
If so, tell them “Stop calling me on my cell” and hang...
Archived
What should I do? I was just served with a court date to appear for a credit card debt that I have not paid.
Jonathan's answer
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Answered on September 13, 2018
You should litigate the case by retaining counsel to dismiss or reach a favorable settlement. Also - there could potentially be federal violations...
What address should I use for credit card debt in chapter 7 filing?
Jonathan's answer
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Answered on September 10, 2018
Try to locate registered agents for each company. You can also search the addresses on the statements for each creditor.
Also - Have the creditors...
Archived
Can my paid off home be taken away for a civil lawsuit from my HOA ?
Jonathan's answer
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Answered on September 09, 2018
Yes they can most certainly foreclose in your home. Definitely retain counsel ASAP to go over the situation and see whether the HOA proceeded...
Archived
I received a 5 day eviction notice to vacate how do I continue to take to court and what do I do I live in Lakeland Florida?
Jonathan's answer
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Answered on September 09, 2018
You will either need to cure the back rent within the time frame provided in the notice (which by the way, is normally 3-days for non-payment) or...
II got an LLC that is technically closed . I got a debt of 20,000$ under the company s name.
Jonathan's answer
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Answered on September 09, 2018
You need to see whether you personally guaranteed any of the debt. If not, then what’s the sense of filing a Chapter 11 if the company is...