If this came from a legitimate debt collector, there could be federal violations they violated for sending you something like this in an attempt to...

The second mortgage can sue and depending on the loan type the statute of limitations may not be 5 years, unfortunately. The 5 year Statute of...

I agree with my colleague Mr. Tischauser. What you are referring to is the debt verification under 1692 of the FDCPA. However, 1692g(b) serves as a...

What happens when the landlord says that he will not take a late payment?

Well he has rules to follow if he deems you in default. For one, he must provide you a 3-day notice to cure for no-payment. Also - he does need to...

As long as you are in Title, then he cannot short sale it without your consent/signature. Consult with a knowledgeable and experienced...

Can a reverse mortgage company force me to insure my property for more than the value of the loan?

You need to review the mortgage to determine if the lender is correct or not. It sounds suspect. Consult with a knowledgeable and personable...

How do make a credit card company prove I owe the debt they are suing for?

There are Federal statutes that could play into defending this case and possibly going on the offensive suing them in Federal Court. Not only could...

Did anyone call you on your cell phone? There are ways through Federal Statutes to fight back. Contact a consumer protection attorney to go over...

I am attempting to arrange a short pay off of a third Lien ( line of credit ) thats charged off 15 years ago

There’s no guarantee you can get a short payoff, but litigation could garner leverage to make an offer that the other side can live with. No one...

Bankruptcy is not the only option. There are other Federal claims that can be filed against the debt collectors which can eliminate the debt and...