I agree that you really need to determine the value of the property as you could sell if there is equity. Consult with a local attorney in your...

How can i lower it?

Can you provide more details? Is this a debt obligation? Who’s telling you what?

Can I be arrest on debit sold off to a third party?

You cannot be arrested and potentially they violated the Fair Debt Collection Practices Act (FDCPA) by saying those things to you. Also If they are...

If I agree to a settlement after a summons of suit was filed and then find proof that I do owe less.

If you sign a settlement agreement, then you will have effectively waived any right to contest the amount due and owing. Why don't you consult with...

What happens if I get sued for money I do not have?

Did you have auto insurance? If so, your auto insurance has a duty to defend. If not, then yes - you need to defend yourself in court. You can...

It's not necessary for you to notarize the document, but you can sign it and send it certified mail. In addition, I highly suggest you take...

I have 2 internet loans for 8500,00. 12,000 in credit cards 20,000 car loans 24,000 in IRS debt

Prior to bankruptcy, if you received phone calls to your cell phone by creditors or debt collectors, you told them to stop calling but they did so...

What type of lawyer deals with taking down illegal businesses? telemarketing businesses to be exact, they harras people.

It does not seem that they are conducting business "illegally" (since it appears they are just a telemarketing company) BUT it does seem they are...

Can he email me saying that he used 100% of deposit?

I'm assuming this is your Landlord and you are referring to a security deposit correct? If so, no he failed to follow proper procedure pursuant to...

How to response to creditor violation from automatic stay

Sounds like you received notice that the bank is attempting to foreclose or resume foreclosure on your home after a bankruptcy stay. Contact an...