Can a judgement for legal fees be converted into a secured debt? I'm not clear on Rule 53.

While legal fees incurred pre-petition are typically dischargeable, that is not always the case. Attorneys sometimes secure a charging lien,...

Would refinancing my primary residence in my name only, stop creditors from placing liens on the mortgage due t husbands debt?

I think you're confused between mortgage and title. Liens are placed against the title; not against the mortgage. The mortgage itself is a lien...

Is there a way to preempt and preclude a cell phone carrier from reporting an alleged debt in my name to a credit bureau?

You can dispute the incorrect reporting of this debt to the credit bureaus, but, in truth, that will probably go nowhere. It may, however, set...

Got a call from Goldman, Kessler, and Brown instructed to settle a loan

One of the favorite tricks of unethical, bottom-feeder debt collectors is to impersonate attorneys. I believe that's what's going on here. I have...

If I sold my sole proprietor business to my roommate for $1, could that keep creditors from continuing to levy my account?

Have you considered incorporating your business? That might provide some measure of protection from your personal creditors. There are still ways...

I will default by the end of this week with Sallie Mae, but I've tried to make things right with seemingly no more options left.

Don't talk to them on the phone anymore. All further communications should be in writing. Make copies of everything you send them, for later use...

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Is intentionally overstating the number of dependents, living in your household, on a Chapter 13 bankruptcy form a crime?

I don't disagree with my colleagues who have answered here, but I may have a slightly different take on this. Yes, filing your bankruptcy with...

I filed bankruptcy with a lawyer from oradel and this lawyer scammed me with a $25,000.00 that the trustee wants me to surrender

It sounds like you're in a Chapter 7 with non-exempt assets, though more information is clearly needed. Find a new attorney and ask about the...

Can a debt collector seize fund from my business bank account for a personal judgment?

Normally, personal creditors cannot garnish corporate bank accounts. However, in your case, there's more going on than just debt collection, since...

Can the collection agency garner my wages and freeze my bank accounts if I don't response to a debt?

Cache, LLC, is a legitimate (albeit annoying) junk debt buyer. I would have to assume that the person knocking on your door is a process server...