I found in my credit report that I owe a debt collector (RCVL PER MNG) an amount of $71.0 while I really don't, It is a mistake
Lisa's answer
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Answered on August 04, 2014
Has previous communication with TWC been verbal? Make sure all future communications are in writing only. Dispute, with attached evidence, the...
30 Days after receiving this notice...Debt collection?
Lisa's answer
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Answered on August 04, 2014
The FDCPA statute (15 USC1692(g)(3) says 30 days from receipt by the consumer, not from the date on the letter.
Archived
Can a payday loan company sell your interest to another company after the debt has already been settled?
Lisa's answer
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Answered on August 04, 2014
It wouldn't be the first time that an uncollectible debt (in your case, a previously paid off debt) had been sold to a third party. That doesn't...
For Bankruptcy 722 Redemption purposes. Can you exempt a vehicle (or property) that does not have any equity?
Lisa's answer
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Answered on August 04, 2014
You don't have to exempt the vehicle to redeem it. Per 11 USC 722, the property to be redeemed must be either exempted or abandoned. If it has no...
Can I sue cable company for not verifying identity before allowing someone to open account using my social security number?
Lisa's answer
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Answered on August 04, 2014
Send a dispute letter to Dish, in writing, via certified mail, return receipt requested. Keep copy of the letter and return receipt. Attach the...
Archived
How far back can the IRS go if taxes were not filed?
Lisa's answer
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Answered on August 04, 2014
I agree with the other attorneys here. This problem is not going to go away, and this debt is not going to become uncollectable, if you don't file...
Archived
How do i file a motion for dismissal for wrong venue, on dept colector?
Lisa's answer
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Answered on August 04, 2014
I agree with Mr. Kuthy. Keep in mind that once you get venue straightened out, you will eventually have to deal with the underlying debt. The...
Archived
What is the hearing for cc default like?
Lisa's answer
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Answered on August 04, 2014
What hearing is this? The initial hearing on a small claims case? If this is a small claims matter, your case will be called before the judge in...
Archived
Serving Motion to avoid lien in chapter 7 bankruptcy
Lisa's answer
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Answered on August 04, 2014
I agree with my colleagues. Go to www.fdic.gov to see if the creditor is an FDIC insured institution (there is a search feature). If so, make...
Archived
Going thru foreclosure, how do I protect other assets
Lisa's answer
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Answered on August 04, 2014
Your wages cannot legally be garnished in Florida if you are head of household with dependents. You may need to request a hearing in court to...
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