Is my HOA required to send out a demand letter or some type of notification before filing a suit against me?
Lisa's answer
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Answered on August 03, 2014
Are you saying they never sent you any notice of these missed payments, like past due bills, or just that they didn't send a demand with the threat...
Archived
Chapter 7 write off
Lisa's answer
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Answered on August 03, 2014
No. Not only can you not get a clear title (unless you pay or the bank agrees), but the bank can actually repo that car if they want. The Chapter...
Archived
I purchased a car that is on the recall program, I am under bankruptcy and have a case and a dealership wants to buy my car.
Lisa's answer
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Answered on August 03, 2014
More information is needed to properly answer this. Are you in Chapter 7 or a Chapter 13? Was the equity in your car exempted? Did the trustee...
Archived
Am I responsible for paying my scheduled amount after my bankruptcy is discharged?
Lisa's answer
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Answered on August 03, 2014
Look at the plan carefully. Secured creditors are clearly identified and paid. If your second mortgage was "stripped", the plan will not show it...
Archived
Can creditor collect on judgemet?
Lisa's answer
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Answered on August 03, 2014
1. Yes. 2. Yes. 3. I'm not sure, but I don't believe so.
Archived
Do I need a bankruptcy attorney?
Lisa's answer
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Answered on August 02, 2014
Your deceased husband's debts are not automatically your debts just because you were married to him. However, if he left behind an estate, his...
Archived
I filed bankruptcy in Jan 2008 and discharged chapter 7 in April 2008. I have a creditor that was included in the bankruptcy.
Lisa's answer
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Answered on August 02, 2014
Start with a written demand, which attaches your bankruptcy discharge and the schedule this creditor was listed on. If they don't file a...
Archived
Are property taxes wiped out if you claim bankruptcy in NJ?
Lisa's answer
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Answered on August 02, 2014
I don't practice in NJ, but this is likely a very standard situation. If she wants to keep the house, she must pay the property taxes. It's too...
Archived
I'm majoring in Paralegal studies and my question is would answering basic legal questions constitute legal advice?
Lisa's answer
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Answered on August 02, 2014
If you are answering a legal question, you are giving legal advice and potentially practicing law without a license. Don't do it.
Archived
Is this real
Lisa's answer
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Answered on August 02, 2014
I did a little googling on that telephone number. It is definitely NOT a law firm in Miami. This appears to be either a total scam, or a debt...
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