Can a debt collector come to my home in Texas and threaten me?

He may have scared you, but it's not an FDCPA violation. Why not? Because this man doesn't fit the definition of "debt collector" under the...

You must have non-exempt assets. Check your schedules or speak to your attorney if you have one. The trustee obviously believes there are assets...

What can i do?

Do you have a written lease? Does it provide for how late payments are to be made? Are there penalties for paying late written into the lease? ...

How to recover 33k personal loan?

Provided that you are not precluded by the relevant Statute of Limitations, which is 10 years in Illinois on written contracts and 5 years on oral...

How do I go about getting money that borrower refuses to pay back

I agree with Mr. Nguyen. Any claim you had is likely barred by Washington's statute of limitations applicable to oral contracts (3 years). I...

Sorry, but once your loans are consolidated, I don't believe you can "unconsolidate" them (is that even a word?!). So what are your options? Yes,...

Do I need a debt collection attorney?

First of all, if you are being garnished, a judgment was entered against you at some point in the past. If you were never served with the...

I lost a case in Magistrate Court in Columbia County GA. My former landlord sued for damages. Garnishment pending on wages..

If this debt is significant, or you have other debts, consider bankruptcy. At the very least, I would schedule a consultation with a bankruptcy...

Was Fair Debt Collection Practices Act Violated for forclosure?

A lawsuit is not considered an "initial communication" under the FDCPA. So I have to agree with Mr. Berkus; the firm was not required to send the...

If my bankruptcy is going to discharge in March. Can I add or "strip" my second mortgage?

Perhaps, even though your house was "underwater" at the time of filing, there was still some equity in the second mortgage. Even one dollar of...