Archived
Can i have the missed payments removed from my credit report and are the credit bureau and creditors violating my bk rights? on
Lisa's answer
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Answered on August 05, 2014
After reading Mr. Berkus' excellent response, I thought I had nothing to add. However, something just occurred to me. Was this debt a mortgage...
Archived
Quit Claim Deed, Divorce and Bankruptcy..how to?
Lisa's answer
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Answered on August 05, 2014
A quitclaim deed will do nothing to remove the foreclosure from your credit report - it will only transfer legal title to the property. I see no...
Archived
Hello, I filed a discharged 7 b/k in 2010..Can I file a Chapter 13 now? Thanks!
Lisa's answer
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Answered on August 05, 2014
Has it been at least 4 years since you filed your Chapter 7? If so, then you are eligible to receive another discharge in a Chapter 13. Keep in...
Post Ch 7 - What happens w/subordinate lien if I default on home loan modification done after Ch 7 discharge?
Lisa's answer
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Answered on August 05, 2014
I will agree in part, and disagree in part, with some of the other posters here. Your loan mod, even if it was done after your bankruptcy case was...
Archived
Is it unethical for an HOA foreclosure atty to do add'l work and billing after a payoff request has been received from debtor?
Lisa's answer
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Answered on August 05, 2014
Are you a lawyer? It was unclear from your post. If you are, I would opine that you are ethically obligated to report this to the Florida Bar. ...
Archived
I file ch-7 bankruptcy on 8/4/2014 to stop foreclosure sale on 8/5/2014 ....I have a case # but sale went on anyway.
Lisa's answer
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Answered on August 05, 2014
I'm going to venture a guess here, and assume that you were not represented by counsel for either the foreclosure or the bankruptcy. This is a...
Archived
Is it worthwhile to serve a Writ of Garnishment on a person who is unemployed collecting public assistance?
Lisa's answer
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Answered on August 05, 2014
It sounds like this debtor may well be "judgment proof," meaning that your judgment may be a useless piece of paper at this point. You cannot...
Archived
Judgement from 2000
Lisa's answer
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Answered on August 04, 2014
This could be a scam, especially if your friend was never served with a lawsuit. Have him check the online public records for the county where he...
Archived
Once married is a woman always liable for spouse's debt?
Lisa's answer
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Answered on August 04, 2014
No. His debt would not be your debt just because you married him. However, his creditors would have claims against any estate he left after death.
How do I apply for Head of household exemption?
Lisa's answer
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Answered on August 04, 2014
Unless the creditor already has a judgment against you, and has filed a Writ of Garnishment against your wages, you don't need to do anything yet. ...
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