Armando Montalvo

After my wife and I met with several attorneys we knew after a few minutes of talking to Mr. Montalvo, he was the right attorney for our Foreclosure case. He made us feel at ease and showed a personal human touch regarding our situation. Through out the whole process Mr. Montalvo and his staff kept u...s notified of what was going on and kept us abreast of any changes to come which really helped set our minds at ease. With the many ups and downs we had through out the process with our case, Mr. Montalvo demonstrated his knowledge and expertise of his work by handling all of those bumps professionally and effeciently. Mr. Montalvo was very cost conscious, he detailed every cost and made sure there were no hidden fees. Mr. Montalvo demonstrated to me through out our whole process his integrity and honesty, his business ethics are second to none. Mr. Montalvo has my up most respect and trust and I would recommend him to anyone that asks.

Owned two properties: Investment property in foreclosure a couple of years and eventually Mr. Montalvo negotiated a release and waiver of deficiency. Primary Home: Defended the foreclosure tried to obtain a modification was denied 4 times ended up going to trial lost the trial. Entered a Chapte...r 13 Plan under the new loan modification programs was able to obtain a loan modification with forgiveness of principal and eventually got out of Bankruptcy as we accomplished our main mission of obtaining a modification. Regards Nicola

After being in foreclosure for about 3 years and a few loan modification denials. Mr. Montalvo requested that I file Chater 13 Bankruptcy and try the new loan modification program being offered in Bankruptcy Court. It was a success, I was able to obtain a favorable modification.I I also had a s...econd mortgage and Bingo it was forgiven, later I dismissed my Bankruptcy case as I accomplished all my goals. Excellent results, I never thought I was going to resolve any of these problems but he always gave me hope. Thank you