Archived
Banks refusal to refi equity loan when pmts current and after made pay down large sum violate any regulations?
Jacqueline's answer
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Answered on June 23, 2012
The answer lies in who is the actual investor/lender, what type of loan is it, if Fannie mae or Freddie mac, whether FHA, etc
So many factors are...
Archived
Can a landlord turn my water off outside my house and continue to harass me at my place of business?
Jacqueline's answer
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Answered on June 22, 2012
No. Regardless if you are current or not on your rent a landlord is prohibited from the acts you describe
I would have an attorney write a letter...
Archived
I defaulted on a mortage in May of 2008, a countrywide originated loan that became Bank of America.
Jacqueline's answer
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Answered on June 22, 2012
Not likely. Because it was originally countrywide there are most probably problems with the assignments. Yet once they get their ducks in orde they...
Archived
Can the Board of Directors change the association rules to reflect different rights for owners and renters with pets?
Jacqueline's answer
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Answered on June 21, 2012
Typically, the condo has broad powers with regard to changing rules and regulations for owners. Certain owners may be grandfathered in. You will...
Taking back possession of a rental house
Jacqueline's answer
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Answered on June 21, 2012
Florida Statutes Chapter §83 are very explicit about what can be done if the property is abandoned. As the Landlord, you need to make sure that is...
Archived
I own a home with little or no equity. I recently returned to work but have high debt. Our home owners insurance was cancelled
Jacqueline's answer
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Answered on June 21, 2012
The bank will most probably pay it and then add it to your next month payment to pay in full. Not paying it could end up in foreclosure so you...
I am named in a foreclosure lawsuit but am not the legal party, How did they get my name? Can I get my name removed? My rights?
Jacqueline's answer
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Answered on June 21, 2012
You may be named in the suit as a party having an interest in the property by virtue of a lease, lien, judgment, etc whatever that interest is if...
Archived
Is there a form for constructive eviction that i need to send to my landlord?
Jacqueline's answer
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Answered on June 21, 2012
You must notify the landlord in writing and allow him or her 7 days to cure. Go to the Internet or local library and pull up Florida statutes...
Archived
Can a creditor who files a judgement on a person come after their spouse for reimbursement?
Jacqueline's answer
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Answered on June 19, 2012
No creditor can go after him unless he is a coborrower on the debt
Archived
My home loan got sold to another company and they are saying I am in forclosure, but say they can help w/ motification
Jacqueline's answer
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Answered on June 19, 2012
Every lender abd serviced has their own rules abd regulations. However have an attorney review it to make sure what they are saying. Unfortunately...