Archived
I was just served with Federal Foreclosure papers yesterday Fri, 3 2014. I am not on the mortgage, suite against me for $97,000.
Jacqueline's answer
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Answered on January 04, 2014
Just because you were served with the foreclosure does not mean the plaintiff lender is holding you responsible for the debt. Read the allegations...
Archived
Is there any way to get PMI taken off your mortgage when your income has been cut in half?
Jacqueline's answer
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Answered on January 04, 2014
You need to look at your original loan docs to see when and how PMI can be removed. The follow the banks procedure for doing so which may require...
Archived
HOW MANY DAYS CAN I STAY IN THE HOUSE AFTER A FORECLOSURE AUCTION SALE DATE ?
Jacqueline's answer
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Answered on January 03, 2014
The bigger question is why haven't you short saled or modified to avoid the sale?
Archived
A company from NY has skipped on my Catering service bill. Services rendered in Miami Fl. Can I file a smalls claims court MIA
Jacqueline's answer
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Answered on January 03, 2014
Yes you can file the action yourself and have them served.
Archived
I have tenants living in the home. The rental lease has expired. I have entered into a short sale with the tenants.
Jacqueline's answer
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Answered on January 03, 2014
Most tenants do stop paying when they become aware of the short sale
It's been over 3 years since the foreclosure process has started. How long does a lender have to foreclose?
Jacqueline's answer
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Answered on January 01, 2014
As long as the case is open and there is activity in the court file there is no set time limit. After 6 months of inactivity the clerk or judge can...
Archived
We have agreed to a final judgement of foreclosure & a 60 day sale date. Do we have to move out within that 60 days?
Jacqueline's answer
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Answered on January 01, 2014
The bigger question is are you short selling or modifying? If you are then you can close, most probably walk away from the judgment and perhaps get...
Archived
I completed my three trial payments with BOFA. Signed final documents and sent them to BOFA. My house had a sale date 1/6/14.
Jacqueline's answer
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Answered on December 29, 2013
I would urgently hire a real estate attorney to go to court and cancel the sale. The bank should have dismissed the case already and the fact that...
Archived
Sale date
Jacqueline's answer
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Answered on December 29, 2013
Wow. DO NOT trust that bank will cancel sale. It is out of their control and rather up to the judge who could let the sale go through even with a...
Archived
When buying real estate, what closing costs are normally paid by the seller?
Jacqueline's answer
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Answered on December 28, 2013
Depends on the county you are in and the contract you signed. Typically the seller pays doc stamps on the deed, lien search, title search, prorated...
