Archived
I want to buy a Florida house now - have a foreclosure & judgment on my record from 6-7 years ago. Credit score 715.
Jacqueline's answer
|
Answered on March 10, 2014
Florida law protects a homestead from judgment creditors so you should be protected in that sense. But there are countless other ways to protect...
Archived
What documents are needed for me to take over loan payments on my dad's house (where I live) if he dies?
Jacqueline's answer
|
Answered on March 09, 2014
You don't really "take over" your dads mortgage if he becomes incapacited or unable to carry on his own affairs. You can obtain a Power of Attorney...
Archived
In foreclosure-foreclosing bank doesn't hold the note. Did not transfer to them. I am very dilinquent. Should I still object?
Jacqueline's answer
|
Answered on March 09, 2014
Yes you should speak to an attorney ASAP so that they can review the complaint and file defenses if available
Archived
What things are considered a breach of contract in a mortgage?
Jacqueline's answer
|
Answered on March 09, 2014
A breach of contract is a failure to abide or obey a term contained in a contract. The note is the promise to pay a debt. The mortgage merely...
Archived
Homeowner rights when HOA fees are not credited to their account. HOA changed mgmt co. & one of our pmts was not credited
Jacqueline's answer
|
Answered on March 09, 2014
Have the HOA send you an accounting of all credits and debits so that you can verify. If they refuse report it to the department of business and...
Archived
Been sued by collection agency
Jacqueline's answer
|
Answered on March 09, 2014
Often times their suits have no validity since they can not find the original
Paperwork or signed application. Speak to an attorney to assist you,...
Selected as the best answer
Archived
I sold my house at full price on 2/27/14. Now the bank says the payoff is short by $396.43. Am I responsible for the shortage?
Jacqueline's answer
|
Answered on March 09, 2014
The settlement or title agent is responsible for all the disbursements made at closing. If the payoff statement instructions required him or her to...
Archived
In a foreclosure case , after expiration of the statue of limitations, and case dismissed (without p), what is the next move?
Jacqueline's answer
|
Answered on March 08, 2014
If the case is dismissed and not open you will need to file a quiet title action. Speak to an attorney to assist you
Archived
I see a forecl. sale date set in the Court system in my county I called my Mortgage company Ocwen, they know nothing about it.
Jacqueline's answer
|
Answered on March 08, 2014
I urge you to speak to an attorney immediately. We can review all your docs and cancel the sale if possible
Archived
How can my son get his GF off the deed to his house?
Jacqueline's answer
|
Answered on March 08, 2014
She would need to agree to sign a quit claim to get her off
