How can I legally get my mortgage company to endorse an insurance loss check in the amount of $5200?

Why are they refusing? Are you behind on your payments to the mortgage company? what is their reason?

Do I have a contract or not?

Unless you have an agreement in writing, the payments you are making are just being applied to your past dues. Get the services of an attorney...

How to divide up real estate property owned by roomates?

Have the room mate quit claim her share to your mother and then your mother is 100% owner. An attorney can assist with the deed and its filing...

How is filing foreclosure a 2nd time after dismissed affected by FL statute of limitations?

Speak to an attorney ASAP to review all your documents and file a timely motion. The first consult should always be free

Can I start a lawsuit ?

I don't see why not. Make sure you have all the necessary Documents to attach to the complaint

Is it easy to get out of an AS-IS Residential Real Estate Contract in Florida? I am paying cash and there are no contingencies.

The fact that you are purchasing real estate without an attorney in Florida is not good news. You should always have an attorney in your corner....

In the Florida 11th circuit court, how do I properly ask the court for sanctions against a Plaintiff in a foreclosure case?

You have to ask. You need to be present at trial and they will need a witness present in order to win their case. Once the witness takes the stand...

Yes Florida law requires two witnesses and a notary. If not followed then deed is not valid

If plaintiff filed motion for writ of garnishment & I filed exemption prior to motion granted will this stop the garnishment?

Yes. You will need to request a hearing for a judge to rule on your exemption

If there was an outstanding mortgage at the time you recorded the deed yes. You would have had to pay the docs stamps on that mortgage