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Jacqueline Alicia Salcines's Answers (5889)

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We just got a letter stating the bank is going to begin Foreclosure proceedings. We are considering filing for Bankruptcy.

Jacqueline's answer | Answered on April 22, 2015

I don't know the value of your home but for such little amounts it makes no sense to ruin your credit to save your home There are so many options...

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Can the bank refuse to accept a house payment. I was 2 months behind, they refused to take my payment this month

Jacqueline's answer | Answered on April 21, 2015

The bank can refuse a payment if it is less than the total you owe. The bank can not however refuse to send you Reinstatemebt or payoff figures....

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Does the second mortgage die after the first mortgage is foreclosed

Jacqueline's answer | Answered on April 21, 2015

No. If The first mortgage forecloses and there is anything left over after the foreclosure auction, called a surplus, the second lender may file an...

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Husband had loan on car with 1 year left of payments & bank has title. How to transfer his car ownership to sole survivor wife?

Jacqueline's answer | Answered on April 21, 2015

In Florida, cars are not titled or owned by the person until the debt is paid in full. If there is 1 year left on payments, then the bank title...

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How long do i have to wait before emptying the apt? Or can i empty it out?

Jacqueline's answer | Answered on April 21, 2015

If the tenant got arrested, that does not mean they have vacated the premises. The property still belongs to them until you send them the proper...

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Can I sue a landlord for unsafe building

Jacqueline's answer | Answered on April 21, 2015

Have an attorney review your contract. Almost across the board, a tenancy will be terminated if the structure is deemed "unsafe" or "uninhabitable"...

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Green Tree Servicing has assigned a mortgage to themselves. Taken out of my wife's name, put into theirs as First Party.

Jacqueline's answer | Answered on April 21, 2015

Sounds from what you are describing that there is a whole lot of illegality taking place, Without an attorney handling this, the bank may get away...

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If I am still on a HELOC loan, but have signed a quit claim deed due to a divorce, do I still have any rights?

Jacqueline's answer | Answered on April 21, 2015

The answer will depend on what you and your wife signed at the time of the divorce and judgment to enforce terms regarding the mortgage and...

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Am i entitled to a distribution policy after a sheriff sale?

Jacqueline's answer | Answered on April 21, 2015

If there was a surplus after the foreclosure sale, you may be entitled to go after it and claim it as her heir. Speak to an attorney to assist you...

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What is my right to rescind an auto transaction if it involves an installment plan and I did not sign or receive details ?

Jacqueline's answer | Answered on April 21, 2015

I think you have answered your own question. If you have not signed anything, then surely it is not a binding contract. Therefore you can not...