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Jacqueline Alicia Salcines's Answers (5889)

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I have an agreement in Email form for a debt settlement. Is it safe to proceed to pay the amount with a credit card over phone?

Jacqueline's answer | Answered on May 07, 2015

Creditors are famous for pulling scams and once you send the money you will never get it back. Your best bet is to have an attorney review your...

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LLC or S-Corp?

Jacqueline's answer | Answered on May 06, 2015

Since you plan to be the only office/director I would suggest you do an S Corp so you avoid the double taxation There are certain items you can...

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I'm refinancing my condo. What should I look for in regards to excessive closing costs and fees?

Jacqueline's answer | Answered on May 06, 2015

Depending on what lender you choose you will have both lender fees, and title company fees. In Florida are you are permitted to select your own...

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Thank you for answering my question yesterday I have another one regarding my sisters foreclosure

Jacqueline's answer | Answered on May 06, 2015

Your sisters condition certainly does not raise legal grounds to have the sale set aside or canceled. However a court or judge may be sympathetic...

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Harassment from neighbor.

Jacqueline's answer | Answered on May 06, 2015

Call The police and make a report against her.

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Being sued by a debt collector, waiting for trial i received a letter that the judge is allowing a witness to testify via phone

Jacqueline's answer | Answered on May 06, 2015

Sounds like you did. How old is the debt? If it is past the statute of limitations credit card debt becomes Uncollectable I urge you to speak to...

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What are my options after foreclosure sale has been postponed

Jacqueline's answer | Answered on May 05, 2015

Usually the sale will get reset in 30 days. If your second lender is no longer willing to entertain a short sale, you may do a deed in Lou of...

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Can I assume a loan from somebody? How is it done?

Jacqueline's answer | Answered on May 05, 2015

You can only assume a loan if the terms in the loan permit assumption. The mortgagee or lender must provide consent or permission. Have an attorney...

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Can I be evicted in 3 days?

Jacqueline's answer | Answered on May 05, 2015

Pursuant to Florida statute, a month-to-month lease requires a 15 day notice of termination. That means your landlord must give you 15 days notice...

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Can a debt collector sue me for old credit card debt if the debt is within the statute of limitations.

Jacqueline's answer | Answered on May 05, 2015

They can always sue you. However within the lawsuit you can use the affirmative defense of statute of limitations. That would dismiss the case.