Archived
What if your listed as one of the property owners of the house and the other owner takes out a line of credit?
Jacqueline's answer
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Answered on October 16, 2017
A HELOC or line of credit is a mortgage. Anyone who takes out a mortgage, ALL persons on title must sign. However, the mortgage is not the NOTE or...
Can a landlord change the locks to a unit without the tenants permission or without the tenant being physically present ?
Jacqueline's answer
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Answered on October 16, 2017
The short answer, NO! Absolutely not. Florida law does NOT permit self-help eviction. It must go through the court and must follow case law. ...
How do I add my wife to the deed to my house in Seminole County FL ?
Jacqueline's answer
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Answered on October 16, 2017
Easy enough. Hire an attorney to prepare a quit claim deed for you to add her in. Don't forget the documentary stamp requirement in Florida when...
Archived
5 year statute of limitations on foreclosure
Jacqueline's answer
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Answered on October 13, 2017
No not at all. Every month you don't pay the mortgage renews the lenders right to foreclose. But the fact that they have not foreclosed may...
Can bankruptcy stop foreclosure even after final judgment of foreclosure entered?
Jacqueline's answer
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Answered on October 12, 2017
Bankruptcy will stay the procedure but under the fact scenario you just listed it's not necessary. There are other ways we lawyers can get the...
Is the satisfaction of a mortgage foreclosure judgment (when judgment is for full amount of mortgage) the same a satisfaction?
Jacqueline's answer
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Answered on October 11, 2017
If you were the bidder on a mortgage foreclosure auction, that judgment wipes out the mortgage. There is no requirement to request a payoff unless...
Archived
I have a question regarding refund of merchandise?
Jacqueline's answer
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Answered on October 11, 2017
If your website is clear as you state, then it would appear no refund is due. Best to have an attorney review your disclaimers and provide advice...
My home was forclosed on and sold in auction to a investment company can i save my house ?
Jacqueline's answer
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Answered on October 11, 2017
If the loan was included in a bankruptcy and the foreclouse case had a federal bankruptcy "STAY" on it, then it was prohibited from being sold....
Archived
Can I terminate a lease if my tenant fails to pay rent on time after previously receiving a 3 day notice and then paying rent?
Jacqueline's answer
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Answered on October 09, 2017
Unfortunately no. The three day notice is cancelled and voided if you accept payment thereafter. You would need a new one. If the lease is expired...
In Florida do all parties have to consent to judgement of foreclosure? I am the homeowner and the loan is in a friends name.
Jacqueline's answer
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Answered on October 09, 2017
All parties on the note need to do so to allow the sale . However not all parties to suit have to. But the bank will just move for judgment against...