How Zombie Foreclosures Might Affect You
Feb 28, 2013
There is a new foreclosure trend surfacing in the housing market called zombie foreclosures. This is where homeowners move out of homes after receiving notice of foreclosure and find out months or even...
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12 Tax Breaks You Have Never Heard Of
Feb 26, 2013
Many Americans pay more in taxes than they are required, simply because they are unaware of the approximately 200 tax breaks in the system. The Government Accountability Office estimated that as many a...
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10 Factors that Make You ‘Unmortgageable’
Feb 26, 2013
Nearly one-fourth of those who apply for a home loan are denied, according to the Federal Reserve. As a result of the Housing Crisis, it has become extremely difficult for borrowers to obtain mortgages...
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5 Quick Fixes for Your Credit Score
Feb 26, 2013
Mortgage borrowers are struggling to obtain the best rates when purchasing a new home. If your credit score is less than 740, these quick fixes are for you:
1. Pay down credit card balances. FICO score...
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8 Ways the Housing Market has changed in 2013
Feb 13, 2013
There have been many changes both good and bad to the housing market in the last six months. New issues, rules and opportunities have surfaced that will affect everyone who is selling, buying or stay...
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U.S. Postal Service to Stop Saturday Deliveries – How it Will Affect You and Your Credit
Feb 13, 2013
The U.S. Postal Service announced last Wednesday that it would stop delivering letters on Saturdays, effective August 5, 2013. The Postal Service will still deliver packages on Saturdays and post offic...
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6 Great Credit Cards to Rebuild after Bankruptcy
Jan 31, 2013
Many Americans are struggling to redeem their pre-recession credit scores. Whether you have recently filed for bankruptcy, been foreclosed on by your bank or simply struggled to pay your bills, rebuild...
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New Rule to Protect Borrowers From “Risky” Mortgages
Jan 29, 2013
The Consumer Financial Protection Bureau (CFPB) has adopted a new rule that will protect borrowers from risky mortgages. Although it will not immediately make mortgages easier to get, it will spell out...
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Mortgage Interest Rates Frozen – Money Tips for 2013
Jan 29, 2013
Its been reported that the Federal Reserve will likely keep interest rates regulated throughout 2013. In order to spark housing market growth, the Federal Reserve will keep the lending rate between ban...
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Can Student Loan Debt Be Discharged through Bankruptcy?
Jan 15, 2013
Contrary to the 2005 ruling that prohibits student loan debt from being discharged through bankruptcy, there lies an exception to the rule. If undue hardship can be proven, bankruptcy courts can discha...
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