Archived
Sale date on our house is December 3rd for foreclosure. How long can we stay in the house? We have nowhere else to go.
Timothy's answer
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Answered on November 29, 2012
The certificate of title will not be issued until 12/13 and probably sheriff won't post a writ until after 1/1 given the holidays. Another idea is...
How much time after being served Lis Pendens?
Timothy's answer
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Answered on November 29, 2012
Average time for a foreclosure to trickle through the system in south Florida is 638 days. It could be a bit shorter in the center of the state but...
Archived
As a tenant, can I break my lease if my landlord has formed a sexual relationship with one of my roommates?
Timothy's answer
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Answered on November 29, 2012
You have limited rights to break your lease as a tenant. Review your lease agreement and see if there are any clauses. If you do not believe you...
Archived
I rent a furnished condo in Pompano Beach for over 5 years. Two years ago I got a letter saying the property was in foreclosure
Timothy's answer
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Answered on November 16, 2012
Self help is not encouraged by the laws of the United States so holding the furniture without a court order allowing it is not a good idea. The...
Archived
Collection Agency on Credit Report
Timothy's answer
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Answered on November 13, 2012
The FCRA provides that the debt can be reported for seven years from the date of last activity. That means since the last time that you used it or...
Archived
Do I need a real-estate attorney?
Timothy's answer
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Answered on November 13, 2012
The HOA has to serve you or someone that lives with you that is over 15 years of age. The contract between you and the bank is not enforceable on...
Archived
Our Florida holiday home has gone into foreclosure. Can the mortgage company pursue us for the shortfall in the UK.
Timothy's answer
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Answered on November 13, 2012
While a creditor could domesticate a judgment entered in the United States against you in a foreign country, very few creditors do that. You...
Archived
I'm struggling with payments right now. Am I eligible for a second bankruptcy?
Timothy's answer
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Answered on November 12, 2012
Under Federal Law you are eligible to file for second (or third) Chapter 7 bankruptcy protection every 8 years. If you filed 8 years ago, you are...
Archived
Concerning foreclosure, only my name is on the deed and only my wife's name is on the mortgage. Is that legal?
Timothy's answer
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Answered on September 21, 2012
Paragraph 19 of your mortgage likely contains a reinstatement clause allowing you to reinstate at anytime. But the bigger problem I see is that...
Archived
As a employer issuing one time bonus checks, can I take 100% of bonus check for garnishments (bankruptcy,tax levy, sheriffs ) ?
Timothy's answer
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Answered on April 22, 2010
In Florida, you can only take 25%.
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