Archived
My HOA has sent letter stating they want dues paid or will file a lien. The amount they say I owe is incorrect.
Timothy's answer
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Answered on March 14, 2013
Your recourse, of course, is to sue. This is what we have judges for. Now, in that case, or if the HOA sues you, you can countersue for an...
Archived
In filing bankruptcy, will it stop the electric company from suspending service?
Timothy's answer
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Answered on March 13, 2013
Bankruptcy can eliminate overdue utility bills. The utility provider can require a deposit after you file bankruptcy. There are a few legal...
Archived
How do I file bankruptcy and keep my home?
Timothy's answer
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Answered on March 13, 2013
If you are in Florida bankruptcy generally protects your home. There are a few legal requirements. You can come in for a free office consultation...
Archived
Can a car payment debt that is no longer secured be discharged with a chapter 7?
Timothy's answer
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Answered on March 06, 2013
Yes, bankruptcy discharges the deficiency balance on the car note.
Archived
The house I rent was starting to go into foreclosure and now my landlord has filed for bankruptcy what do I do as the tenant?
Timothy's answer
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Answered on March 06, 2013
Call the bankruptcy trustee and ask who you should pay the rent to.
Archived
If you have a foreclosure, is it good advice to file for bankruptcy? How exactly does a foreclosure affect your credit?
Timothy's answer
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Answered on March 06, 2013
Bankruptcy can restart your credit. Also, bankruptcy eliminates any deficiency from the foreclosure case. Most clients are able to purchase a new...
Will a foreclosure show on my credit report, even though the mortgage was discharged in Chapter 7 Bankruptcy?
Timothy's answer
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Answered on February 25, 2013
I don’t think a short sale or deed in lieu helps you simply because you are signing post-bankruptcy agreements that are not necessary. Bankruptcy...
Archived
Can i still have judgment put against me if I am a victim of a predatory lender
Timothy's answer
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Answered on February 22, 2013
If you have a defense, now is the time to raise it. Summary judgment means that the evidence is so obvious and thorough that a trial is not...
How to remove a canceled bankruptcy from public records and my credit reports OR at least from my credit reports ?
Timothy's answer
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Answered on February 22, 2013
The bankruptcy court clerk was wrong. The lesson to be learned here is that court clerks are not authorized to give legal advice, nor should legal...
Archived
I filed for bankruptcy last August the house was surrendered , it was discharged last October .
Timothy's answer
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Answered on February 20, 2013
Be careful what you sign. New agreements signed are after the bankruptcy and could create new obligations. You can do it but be careful. The best...
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