My BK 7 was discharge on dec -2011 today some one show up at my house and he said he here to serve the paper foreclosure I told

I would guess that the lawsuit has approximately 20 pages. You should read the lawsuit carefully. While the thought of a “lawsuit” itself might be...

How long after a Ch 7 is filed do I have to wait to take a loan against my 401k? Does it count as income?

I agree with the posters here but I am going to give you a different perspective. You can finance anything here in the USA from a college education...

Attorneys cannot reaffirm debts. Only clients/debtors can do that. A reaffirmation is special written agreement that must be signed by you, the...

Even if the trustee asks, you may have defenses. Best plan is to see an attorney to ask specific questions about your specific problems and...

Can I file for bankruptcy?

Using a credit card without the intent to pay it back, specifically with the knowledge of an impending bankruptcy, is fraudulent. Not only are you...

Let me try this again. I filed ch 7 was disch last oct 2014. how do I know if the lien was stripped? 1st & 2nd mtg.

As a general rule, liens survive bankruptcy. Liens are not automatically “stripped” but, instead, require motion practice. Your attorney would have...

Can I get a mortgage after bankruptcy if my name is still on the deed?

Legally yes. But this is a question for the loan underwriters based on LTV, current income and job stability. In other words, refinancing is based...

I live in Orange County, FL. I am filing bankruptcy and my lawyer is suggesting we do Chapter 7 with a loan modification.

We have been doing the modifications in Chapter 7 here in Miami. They work if the debtor(s) is/are employed. I tell my clients all the time that...

Will amending the tax return filed with the IRS prior to my now closed Ch 7 filing and provided to my trustee cause any issues?

I agree with the posters here. The first question is about disclosure. Yes, disclose. Disclosure protects you from any problems. I also agree with...

I have a home titled both to my name and ex wives name, she declared bankruptcy chp7, can i declare chp7 to extend foreclosure?

Yes, the bankruptcy will stop the foreclosure but your tactics need to be considered in the bigger picture. Are you trying to get time or save the...