I am attempting to arrange a short pay off of a third Lien ( line of credit ) thats charged off 15 years ago

I agree with the other posters and add only that settlements are consensual. The creditor and the debtor must agree and if not there is no deal....

Chapter 7 bankruptcy

You are out of time. It might take a month to get a hearing and the bank may be able to get a new sale date within the month. Good luck.

Should I file a motion to dissolve writ of garnish ment with my exemption?

You don't indicate what is being garnished. Wages are exempt from garnishment if you are head of household but nothing else. 1099 income, by way of...

I explain to my clients that modifications are like prom dates. I can ask any girl to prom but she doesn't have to go. Further, she can say I want...

I have a lien on a property and they have a court date for Leave to Amend Complaint.how can I get paid in this process

You can ask anyone for money but why would the bank owe you money if you are in foreclosure? I strongly suggest you hire an attorney or at least...

What would i need to start doing Chapter 13 ? does it have to be in same county/city?

You can do a C13 after four years but not another C7 until eight years have passed.

What can I expect from a claim of exemption hearing?

Exhibit "A" is always your most powerful exhibit. Bring your 16-year-old daughter as your Exhibit "A." I have my clients bring their children and...

How should bankruptcy payments be applied to a land loan?

This question cannot be answered on a public board without you posting the Chapter 13 Plan. The bankruptcy court "confirmed" your plan and,...

How does your divorce eliminate your responsibility to pay the bank? Spoiler alert: it doesn't. You are still liable. Hopefully your divorce...

Can I sign my husband's name for a lawyer in a foreclosure case? I am not included on the loan or deed. My husband knows nothing

You should not sign anything for your husband and he is entitled to notice. Best to tell him immediately.