How is mediation initiated in a Foreclosure in Florida? Is it by the lender or the homeowner?

Mediation isn't required if the case can be disposed of by summary judgment. You are in over your head. Get an attorney.

Can a 2nd purchase money mortgage bill collector sue after 12 years?

You ask general questions, which - if the facts stated are correct - you have a statute of limitations defense. But the devil is in the details....

My bankruptcy was finalized in Feb 2012. How do I find out Chapter 7? or 13? Something went sideways..

This online forum will never be able to answer your questions because only reference to the actual case filing can do that. Good luck.

Can one buy a damaged automobile? The answer to your question is that property maybe transferred whatever its condition. Your defendant may have a...

Wrongful foreclosure

Damages for breach of contract cannot include emotional distress or pain/suffering pursuant to Florida's economic loss rule. I agree with the prior...

Would the balance on a second mortgage that was taken out as an 80/20 loan be a deficiency after the first mortgage forecloses?

The answer to your question is yes if the facts as posed are absolutely correct. But the devil is in the details. Best to get an attorney ASAP.

Can a suit be dismissed if they filed before the assignment was given to them?

A case can only be dismissed if the error is ascertainable within the "four corners" of the complaint. Otherwise, you must raise it as an...

Am I responsible for this?

You are not responsible for any contract you entered before you were emancipated. But if you signed it afterwards and didn't comply with it, you are.

Will i loose all my injury claim money?

Your question is unclear. Was the accident before the bankruptcy case was filed or before the meeting of creditors. This makes a huge difference,...

How do I file a response to creditor's motion to lift automatic stay on my house in a Ch 7 proceeding?

You are in way above your head. You must litigate your way out but how? The argument is the bank is adequately protected. Now go argue it or higher...