What kind of attorney do I need to contact?

A bank's foreclosure seeks money, title and possession. Assuming you never signed the debt, you are only being sued for title and possession. Best...

Currently in Chapter 13 bankruptcy and also filed for a loan modification with the lender and got approval?

You can dismiss your bankruptcy anytime by simply filing a notice. I suggest you contact your attorney for an emergency appt.

What are my options?

This isn't really a legal question as much as a compliance question. Make sure the payment is current and the insurance won't be canceled.

I’m 3 months behind in my car payment , mainly because I have battling cancer, Can the finance company to report the car lost

You haven't stolen it because it is in your name with a lien in favor the bank. The bank can, however, repossess it.

I have a garnishment that has frozen a cd account can i fight it ? also, i called the agency to give 10,000 upfront they refuse

The garnishment statute provides a third-party with the option to address the court and make a claim for garnished funds.

Are demand letters required in the state of florida?

In a commercial context, the written lease controls. To find the answer to your question, you must read the lease contract.

If I pay 5 extra mortgage payments one year. But fail to pay 3 months in a row the following year, can they foreclose ?

Your mortgage contract requires you to make one payment per month for 360 months. The compliance with this cash flow requirement keeps you out of...

Is an employee forgivable loan considered a joint marital debt in a Florida bankruptcy ?

In Florida, spouses do not marry each other's debts unless each spouse specifically signs the contract imposing the debt.

You are exposed, which means you are liable. Best to have a local attorney review the entire timeshare contract to determine your rights.

What are a homeowner's rights to receive the surplus amount from the sale of a foreclosed home in FL?

In Miami-Dade County you can apply to the court to receive the surplus 60 days after the certificate of title has been issued to the third party...