Archived
What if any protections are afforded a homeowner in foreclosure/bankruptcy procedures affected by a "State of Emergency"?
Timothy's answer
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Answered on August 29, 2019
I assume this was a Chapter 13 from two years ago if you're referring to Hurricane Irma. In Miami-Dade County foreclosure sales are canceled if...
Archived
What can I do need help?
Timothy's answer
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Answered on August 28, 2019
Assuming the bank sues you for foreclosure, you can get a court ordered accounting of fees/charges and payments. If the bank doesn't sue you, you...
Archived
Insurance claim funds ?
Timothy's answer
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Answered on August 28, 2019
Have you raised the insurance funds issue the court? If not, you may have waived the right to do so. The short answer to your question is the bank...
Archived
Am I able to pay arrears on my car loan inside of the Chapter 13 Bankruptcy, or does Florida require me to add entire loan?
Timothy's answer
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Answered on August 28, 2019
You can cure your car loan in a Chapter 13. But you like have other and better options your attorney can explain to you.
Archived
Should I include my involuntary repossession from my Credit Report in my Chapter 13 Bankruptcy?
Timothy's answer
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Answered on August 28, 2019
Charged off means the creditor took a tax loss. It does not mean you don't owe the debt. List the debt in your bankruptcy.
Archived
I have some unsecured debt that I am disputing. Should I include this disputed debt into my Chapter 13 Bankruptcy?
Timothy's answer
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Answered on August 28, 2019
So you have can have a fight outside of bankruptcy court about whether you owe the debt or simply list the disputed debt in your bankruptcy and...
Archived
If I have debt dismissed by the Medical Creditor, will I still owe taxes on this medical debt after I file Chapter 13?
Timothy's answer
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Answered on August 28, 2019
Your bankruptcy attorney should be able to answer this question more specifically, but any debt discharged in bankruptcy is not subject to tax as...
Archived
My husband has not been paying our mortgage for over a year. Legally what can they do to me?
Timothy's answer
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Answered on August 27, 2019
You have legal exposure if you are named in a lawsuit. Take the lawsuit to a local attorney to discover your options.
Archived
Trustee's Distributive Deed?
Timothy's answer
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Answered on August 26, 2019
Changing this question from foreclosure to probate.
Archived
What is the time limit an HOA lien can be executed on personal property ?
Timothy's answer
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Answered on August 26, 2019
What type of lien? Sounds like a judgment lien. If the lien was there before you filed bankruptcy, you can reopen your bankruptcy case to avoid the...
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