Will existing civil lawsuit for credit card debt >$5k < $15k lead to problems or arresting me?
Timothy's answer
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Answered on November 21, 2019
You are safe to exit and enter the USA. Bankruptcy is available to you once you have lived here for 90+ days.
Archived
I have unpaid court fines spanning over 10 years, the most recent being 5yrs ago, is there any legal way to have them forgiven?
Timothy's answer
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Answered on November 20, 2019
Government entities do not usually forgive debts. But I agree Chapter 13 is an option to get your license back. Consult a local attorney.
MY SPOUSE IS ON THE NOTE AND WE BOTH ON THE MORTGAGE SHE SIGNED A CONSENT JUDGEMENT WITHOUT ME KNOWING AND HAD SALE DATE SET ?
Timothy's answer
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Answered on November 20, 2019
If you didn't sign the note, you were sued only for title and possession. You have the right to service and you will need to IMMEDIATELY file a...
Archived
Can my boyfriend and I reside in a house per PTFA act if we are not the loan holders and the house was foreclosed on and bought
Timothy's answer
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Answered on November 18, 2019
This is a very fact specific question and you will need a local attorney to review your case. The issues include length of the lease, notice and...
Archived
Can I add new creditors that were not on the original petition when I convert a Chapter 13 to a Chapter 7?
Timothy's answer
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Answered on November 18, 2019
Yes. Your bankruptcy attorney will have 15 days after the order of conversion to file a list of new creditors.
Archived
We filed for chapter 7 BK in 2012. The Judge included a stripping of the second Mgt. We live in Florida 11th district.
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Timothy's answer
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Answered on November 18, 2019
I agree with the prior posters that title companies are weak when it comes to bankruptcy interpretation. But your problem might be more simple. Did...
Archived
Bankruptcy and foreclosure combo?
Timothy's answer
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Answered on November 18, 2019
If you did not reaffirm and you received your bankruptcy discharge, the deficiency is discharged. Best to contact your bankruptcy attorney if you...
Archived
I’m looking to rent a condo and filed chapter 13 last year. Will the HOA deny my lease based on the bankruptcy history?
Timothy's answer
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Answered on November 17, 2019
Hard to know but the bankruptcy itself doesn’t prevent you from leasing.
I'm a cosigner on a car loan taken out for someone with new credit, what happens when I file for Bankruptcy?
Timothy's answer
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Answered on November 16, 2019
I agree with Mr. Gleason, however, this is a reason to reaffirm: The creditor will resume reporting the timely payments on the car to the credit...
Archived
Does a loan modification in Broward County from 2013 have to be filed with the courts in order for it to be enforceable?
Timothy's answer
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Answered on November 16, 2019
The modification likely only requires it to be signed by all interested parties. Although a good practice to record a modification, there is no...
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