Bank reporting loan paid off to credit bureaus as derogatory charge off, believe purposely

Ms. Bunce is correct. You need to dispute this directly with the credit bureaus. Keep in mind, though, that even if the bank acknowledged that you...

I received a settlement offer from a debt collector for a 9-year old credit card debt. What is my recourse?

Based on the facts you presented, you have no legal obligation to pay. If you feel a moral obligation to pay, you should at least dispute it to...

Negative Credit Bureau Reporting During and After Chapter 7

Are the lates being reported for the months following your bankruptcy filing? Or are you talking about the lates that were reported before you...

My Ch 7 BK Discharged June 2010. Can the collections i included that are now over 7 years old be removed from my credit reprt?

Review the dates of first delinquency on those accounts. Were they all from 2006, and is that when you stopped paying them? If so, and they are...

Do I need an attorney?

You should talk to an attorney, but first contact the utility and let them know this account was opened without your consent. Also pull copies of...

What is the likelihood of receiving payment on a judgement for money damages(unpaid rent, attorney and court fees) from tenants?

Money judgments last a long time, You never know if they will get their head above water, but time will be on your side. Best to speak to your...

Credit fraud do I need a lawyer

It's time to consult with a qualified FCRA lawyer. Many offer free consultations, and if there is a viable claim, can take the case on contingency.

I have been paying me student loan lender on time. They made a mistake and filed me delinquent. Ruining my credit.

Best thing to do is consult with a qualified FCRA attorney in your state to see if you have a viable claim. It is difficult to tell from the...

I agree with my colleagues. You need to consult with an experienced FCRA attorney in your state to evaluate your potential claim and any...

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Do I have to pay even if Equifax has done an investigation and deleted the bills off my credit report?

I agree with my colleagues. But now that you have done your disputes with the credit bureaus, you need to dispute directly with the collection...