My auto loan is paid off and I own my car. It still shows "In repossession" on my credit report.

It doesn't get removed, but needs to be reported accurately. According to the limited facts given, it should be reported as "Repossession -...

As to your initial question, the answer is yes. Now as to your options going forward, send written disputes to the credit bureaus and the debt...

A charge off on my credit reports that was placed in a bankruptcy with joint account holder.

Your cardmember agreement probably spells out what their rights are when any accountholder on an account files bankruptcy. Closing the account is...

I fill deferment document on my loan, but now i revise my credit report and there are delinquency on the period of the diferment

Unless the agreement states otherwise, lenders have been known to report borrowers delinquent during the period of the deferment. You should meet...

My apartment's leasing office has run my credit application without my consent.

As an individual event, it shouldn't have a huge impact. But I'm curious, why give them a credit application if you weren't going to consent to...

Selected as the best answer

Do I need a Fair Credit Act Attorney?

I agree with Mr. Krumbein. Go to naca.net and do a search for an FCRA attorney in your area to review the issue you presented, as you may have a...

Ms. Coleman is correct. The Furnisher isnsimplybreporting the current status of the account, which is a charge off.

How best should a consumer handle an inquiry that the creditor won't provide information for?

If the application was not yours, you should consider the possibility of id theft. Send a written dispute first to the bureaus specifically...

Is the information inaccurate? You should consult with an attorney in your area to review not only your credit report but also the documents from...

Something isn't right here. I doubt the cancellation if your Amex the day after you bought your car was because you bought your car. You need to...