Archived
Someone reported false information to the credit bureau about me and it has caused financial hardship. What are my rights
Daniel's answer
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Answered on April 10, 2014
Not enough facts, but your rights are set forth in the Fair Credit Reporting Act. You can dispute the inaccurate information directly with the...
A creditor is reporting a wrong date on credit report, I have repeatedly ask them to back date it and they have refused.
Daniel's answer
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Answered on April 10, 2014
The mortgage account can continue to be reported for up to 7 years after you defaulted on the loan, which is earlier than when your home was...
Archived
Can an "Issue" that is placed on the list of pretrial order and filed via pacer be damaging to the opponent's credit rating?
Daniel's answer
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Answered on April 09, 2014
Public record items that go on your credit report include things such as judgments, bankruptcies, and tax liens. They do not include pre-trial orders.
Archived
Does the bank owe me money?
Daniel's answer
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Answered on April 08, 2014
Under the Protecting Tenants at Foreclosure Act, there is a definition of bona fide tenancy.
A “bona fide” lease is defined in the law as one...
Archived
What should I do if I've got Fraudulent Inquiries on my credit report?
Daniel's answer
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Answered on April 08, 2014
My colleagues are correct. While you should dispute what you believe to be inaccurate on your credit report, consider the possibility that these...
Archived
I have 3 civil judgements I neeed to get removed from my public records/credit report that belong to my mother need help quickly
Daniel's answer
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Answered on April 07, 2014
This is what is called a mixed credit file. You need to send written disputes to the credit bureaus detailing the specify inaccuracies and why they...
Archived
Good evening. I came here to research advice and am confused.
Daniel's answer
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Answered on April 07, 2014
You're overthinking this. There are many fine attorneys in Tampa who concentrate in FDCPA and debt defense. Why not just seek a consultation with...
Archived
Can west point group garnish my wages for tmobile account over ten years ago?
Daniel's answer
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Answered on April 07, 2014
I am not a Texas attorney, but it is well known that Texas strictly limits what can be garnished from your wages. A telephone account debt would...
Archived
I filed BK 5/2008.Mortgage is reporting the
Date of First Delinquency as the day that
I filed BK.I was late in Jan 2008.
Daniel's answer
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Answered on April 07, 2014
Based on the limited facts, if you can establish that your date of first delinquency was 1/08 and you made no payments between then and your BK,...
Selected as the best answer
I have a negative Paypal balance; can they pursue me?
Daniel's answer
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Answered on April 07, 2014
When you say instances of fraud, are you saying the fraud was on your part?
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