Daniel Tam's Answers (1238)

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Archived

Can a non owner, living inside the community speak out at HOA meetings? Suppose they have a POA from the owner.

Daniel's answer | Answered on April 11, 2014

What do your governing documents say about this issue?

Archived

Could a broken lease affect your credit?

Daniel's answer | Answered on April 11, 2014

Best thing to do is to dispute it with the credit bureaus, and also send a dispute directly to the collector. Your credit report will have an...

Archived

Concern about my car purchase

Daniel's answer | Answered on April 11, 2014

Did the dealer say whether there was as issue with your credit report that is causing problems in securing you a loan?

Archived

Question about credit reporting and judgments

Daniel's answer | Answered on April 11, 2014

Well, I'm not sure what you mean by "removed it", but if there is no judgment against you, it would be inaccurate for it to show up on your credit...

Archived

What is the statue of limitations on this debt?

Daniel's answer | Answered on April 11, 2014

I believe you've asked this question a number of times over the past week. Please review the many attorney answers that have been provided.

Archived

Is there any way to fix a credit report if Citimortgage drug out a Deed in Lieu process for years instead of in a timely manner?

Daniel's answer | Answered on April 10, 2014

Was there ever a time that you were declared in default and your loan was accelerated? If so, what was that date?

Archived

Is there a book that lists all of the possible objections that are valid and that can be made to any discovery interrogations?

Daniel's answer | Answered on April 10, 2014

If you cannot afford a lawyer, many legal aid organizations around the country, including California, publish self-help information and forms for...

Archived

I have sent dispute letters out to Equifax, but they continue to violate the FCRA. What else can I do?

Daniel's answer | Answered on April 10, 2014

I agree with the answers given by my colleagues.

Archived

How to Remove state tax lien from Credit report & Seal public records from third party companies

Daniel's answer | Answered on April 10, 2014

Unless your state has a provision similar to the IRS, where unrenewed tax liens get released on a specific date, your unpaid tax liens will remain...

Archived

Landlord submitted somebody else' $5,500 collection with my SSN to my credit report. Do we need to hire a lawyer?

Daniel's answer | Answered on April 10, 2014

I agree with Mr. Adkins. In fact, get the letter from the apartment complex first, then include that in the dispute. It's always better when you...

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