What is the law for reaffirmation agreements ?

Changing the category to Bankruptcy. Reaffirmation means that you and the creditor have agreed to treat the debt as though you never filed...

Does voluntary dismissal of garnishment entitle me to receive al monies withheld?

You answered your question. The notice will stop all FUTURE deductions and refund whatever your employer has NOT turned over to the creditor.

I can't pay my payday loan

So, you lied to get them to give you a loan. The Bankruptcy Code gives a creditor the option to ask that its debt not be "wiped out" (discharged)...

I am scheduled to get off misdermeanor probation on june 12, 2019 and all my probation fees are paid and only owe court

Transferring to criminal defense. This is not a debt collection question.

Continuing question on Civil judgement. My question is If my friend Received a letter from Target Corp.

Same answer, adjusted for the fact that he has not been sued. Target probably subscribes to the credit bureaus, so can report anyone who owes it...

Hard to answer without seeing all the papers, but your arrangement with him does not affect the bank's right to be paid, so if he defaults, the...

Can someone file bankruptcy on a civil matter that a third party attorney is in charge of collecting the funds owed.?

Yes, that type of debt is dischargeable so long as you were not intoxicated when you had the accident and so long as the "accident" was not...

How do I respond to a summons I received for a medical bill that my insurance company says they never received a claim for?

I agree with Mr. Bisconti, but I would not trust the other side to honor any verbal extensions. Either get the extension agreement in writing, or...

Why would dept of ed take part of tax refund but still leave a small balance due?

I almost never answer "why" questions because the answer is almost always speculation, which is the case here. Who knows?

If i do not respond to a CIVIL demand letter from Target stores over a shoplifting of $15.66 can they send to collectins ?

Yes, of course, they can sue for a judgment which will negatively affect his credit.