Archived
Can an auto insurance company hold a settlement on the basis that I may owe a debt to a hospital but no lien has been filed?
Kevin's answer
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Answered on July 09, 2019
Moving this to "car Accidents" because this is a specialized area and an experienced personal injury/car accident attorney will likely know the...
Archived
When will my house be clear from any bankruptcy?
Kevin's answer
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Answered on July 09, 2019
Not sure why you believe your house is not clear of the bankruptcy now. Are you trying to sell or refinance? As Mr. Caldwell noted, you may want...
Archived
Can my landlord garnish my pension for breaking my lease early?
Kevin's answer
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Answered on July 09, 2019
Your Social Security is protected from general creditors. I am not qualified to practice in NY, so I don't know if the NY accounts are safe. You...
Can you have a lien put on your home for unsecured credit card debt?
Kevin's answer
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Answered on July 09, 2019
Moving this to Chapter 7 as it is unlikely that you need the complexity of a Chapter 11. The simple answer to your question is, no, they cannot...
Can my wages be garnished for a defaulted car loan?
Kevin's answer
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Answered on July 09, 2019
Yes, your wages can be garnished for mostly any type of debt once the creditor has a judgment. As the others have noted, you may have defenses,...
Archived
I’ve received a letter from the lawyer that won a civil lawsuit against me, informing me that my bank account may be frozen. ??
Kevin's answer
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Answered on July 09, 2019
So, if you could invest $2000 and receive $200,000 in return, wouldn't you make that investment? You have the reverse situation. You can walk...
Can can InstaLoan take my car after 2 late payments?
Kevin's answer
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Answered on July 09, 2019
Assuming this is a car loan, yes, they can repossess after 1st default with proper notice.
Archived
My credit card company scheduled mediation conference
Kevin's answer
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Answered on July 09, 2019
Your question, "what will happen if I don't show?" Just as when one team does not show up for the game, the one that shows up wins by default. A...
How is it legal for a bank to freeze all of my money when I am a single mom, in school full time and only working per diem?
Kevin's answer
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Answered on July 09, 2019
Mr. Lampert explained in detail how to get the money "unfrozen." You also asked whether you could get the amount reduced, but that is only by...
Archived
Married but live in seperate households, can I file alone without his income?
Kevin's answer
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Answered on July 08, 2019
Your answers must be accurate. You are married, so you must so indicate. The income of a separated non-filing spouse is not included in the...
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