If I signed a consent to final judgement and decided to file for bankruptcy before the sale date.

You still have the right to file a bankruptcy. You can file a chapter 13 and use the new bankruptcy mediation program that applies to Fort...

If you are head of household you can file a claim of exemption with the court to contest the garnishment. Depending on the amount of your total...

Can I discharge my student loans in bankruptcy?

Generally, student loans cannot be discharged in bankruptcy. Sometimes a chapter 13 bankruptcy is helpful to at least minimize the payments while...

I am being sued after an accident. Can they seize my property?

The property in Georgia is not your homestead so would be subject to your creditors. The Florida judgment would have to be recorded in Georgia. ...

My husband took the equity line in 2007, both names on it, but I never signed it. The 1st mortgage is only under my name.

The documents and more facts are needed for a proper review. There is a difference between signing a promissory note, which creates a monetary...

Who comes up with the settlement amount ?

Debt settlement is a matter of negotiation. The creditor has no obligation to settle. The amount of settlement depends on the creditor and your...

How does a 2nd mrtg holder loose protection if a BK 13 ends after the term expires when there is equity from the first?

A second mortgage, even if it is a balloon, can be eliminated in a chapter 13, and at this time, also in a chapter 7. This is only true on your...

Is it best to file bankruptcy before or after a foreclosure?

The timing of filing the bankruptcy is a common question and the best advice frankly depends. Keep in mind that allowing the foreclosure to finish...

Can we sell our home after a chapter 7 bankruptcy ?

After you have completed your bankruptcy, in which you listed your home as an asset that was exempt, you can sell the home and keep the proceeds. ...

I have to bad credit, did not file for Bankrupcy How can I protect my assets from bank and potential law suites

If you have debt, anything you now do with your liquid assets can be questioned. It Florida, you might still be able to protect the home if you...