Archived
If federal student loan debt is handed off to a law office/debt collector would bankruptcy eliminate the debt?
Jeffrey's answer
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Answered on February 12, 2014
You might have other remedies on the student loan outside of bankruptcy. You can consider income based plans that will allow you to lower your...
Archived
Which exemptions? I moved from Texas to Florida a year ago. When I file my chapter 7 case I know I can use Texas exemptions.
Jeffrey's answer
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Answered on February 12, 2014
The issue of exemptions when you move from one state to another can be quite complicated. More is involved then the responses you have seen. ...
Archived
What are my options to pay of a school consolidation loan at a lower balance
Jeffrey's answer
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Answered on February 04, 2014
There are new programs as to conolidated student loans. You can review and ICR and IBR plan. These will reduce monthly payments, but at the end...
Archived
Spouse died, he had credit card debt of approx $13,000. had some land in his name only maybe worth $18,000. (tax assessment)
Jeffrey's answer
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Answered on February 03, 2014
You are not personally responsible for your husband's debts. Even with a summary administration, you would be responsible to pay debt to the...
Archived
I am 24 and have alot of medical and claims on my credit and i am thinking of filling for bankruptcy to get a clean slate
Jeffrey's answer
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Answered on February 03, 2014
As a Broward County bankruptcy attorney, I can say that many people file bankruptcies because of medical bills. A bankruptcy might makes sense...
Archived
Can someone who filed a chap 7 previously file a Chap 13 afterward ? How long he has to wait in between filings?
Jeffrey's answer
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Answered on February 03, 2014
As a Broward County bankruptcy attorney, I can tell you that you can file a chapter 13 to pay secured debt even though you cannot obtain a...
Archived
I am making monthly medical payments but have bad credit. Does it make sense to keep paying if my credit is bad or stop and save
Jeffrey's answer
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Answered on January 27, 2014
A creditor can sue you for non-payment and obtain a judgment. Proper advice depends on your circumstances. How much is your total debt? How...
Archived
I'm getting totally contradicting information from Bankruptcy Attorneys. Which is true?
Jeffrey's answer
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Answered on January 27, 2014
The trustees sell all their right, title and interest to the property. This is a sale of your property, whether or not the "title" is good in the...
Archived
Does Motion to Strip Lien have to be filed again after conversion to Ch 7 Bankruptcy?
Jeffrey's answer
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Answered on January 27, 2014
You must speak with your current attorney and the actual strip order in the chapter 13 must be reviewed. Here in the Southern District of Florida...
Archived
What are my options when chapter 7 trustee over values a vehicle we want to buy back?
Jeffrey's answer
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Answered on January 26, 2014
Trustees have various methods of valuing vehicles. In Broward County, Florida, some trustees will insist on retail value. Also, Car Max...
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